FLAT CARD PRODUCTION SYSTEMS AND METHODS

• US 20100258623A1
• Filed: 04/14/2009
• Published: 10/14/2010
• Est. Priority Date: 04/14/2009
• Status: Active Grant

• Current Assignee: First Data Corporation (Fiserv Incorporated)
• Original Assignee: First Data Corporation (Fiserv Incorporated)
• Inventors: Prchal, Ronald L., Beemer, Layne D.
• Granted Patent: US 8,672,216 B2
• Time in Patent Office: Days
• US Class Current: 235/380
• CPC Class Codes: B42D 2035/08 Alphanumerical data
• CPC Class Codes: B42D 25/29 Securities; Bank notes
• CPC Class Codes: B42D 25/405 Marking
• CPC Class Codes: B42D 25/485 by electronic processing means
• CPC Class Codes: G06K 5/02 the verifying forming a part of the marking action
• CPC Class Codes: G06Q 20/355 Personalisation of cards for use
• CPC Class Codes: G07F 7/08 by coded identity card or credit card or other personal identification means without personal verification means G07F7/02

Abstract

Systems and methods for producing a presentation instrument involve receiving an image file having an account number stamp, and producing the image file onto a piece of stock material, such that a visible account number corresponding to the account number stamp is created on the stock material. The visible account number is scanned with a reader. An account number record is encoded onto a presentation instrument, and compared with the scanned visible account number.

Claims

1. A method for producing a presentation instrument, comprising:

receiving an image file having an account number stamp;

producing the image file onto a piece of stock material, such that a visible account number corresponding to the account number stamp is created on the stock material;

scanning the visible account number with a reader;

generating an account number record;

encoding the account number record on the presentation instrument; and

comparing the scanned visible account number with the encoded account number record.

2. The method of claim 1, wherein the step of producing the image file onto the piece of stock material comprises printing the visible account number using an unembossed printing procedure.

3. The method of claim 1, wherein the reader comprises an optical character recognition (OCR) reader.

4. The method of claim 1, wherein the reader comprises a camera reader.

5. The method of claim 1, wherein the presentation instrument comprises a magnetic stripe, and the step of encoding the account number record on the presentation instrument comprises encoding the account number record onto the magnetic stripe.

6. The method of claim 1, wherein the step of encoding the account number record on the presentation instrument comprises encoding the account number record onto a bar code of the card.

7. The method of claim 1, wherein the presentation instrument comprises an RFID tag, and the step of encoding the account number record on the presentation instrument comprises encoding the account number record onto the RFID tag.

8. A method for producing a presentation instrument, comprising:

receiving an image file having an account number stamp;

producing the image file onto a piece of stock material, such that a visible account number corresponding to the account number stamp is created on the stock material;

scanning the visible account number with a reader;

generating an account number record based on the scanned visible account number; and

encoding the account number record on the presentation instrument.

9. The method of claim 8, wherein the step of producing the image file onto the piece of stock material comprises printing the visible account number using an unembossed printing procedure.

10. The method of claim 8, wherein the reader comprises an optical character recognition (OCR) reader.

11. The method of claim 8, wherein the reader comprises a camera reader.

12. The method of claim 8, wherein the presentation instrument comprises a magnetic stripe, and the step of encoding the account number record on the presentation instrument comprises encoding the account number record onto the magnetic stripe.

13. The method of claim 8, wherein the step of encoding the account number record on the presentation instrument comprises encoding the account number record onto a bar code of the card.

14. The method of claim 8, wherein the presentation instrument comprises an RFID tag, and the step of encoding the account number record on the presentation instrument comprises encoding the account number record onto the RFID tag.

15. A system for producing a presentation instrument, comprising:

a processor that produces an image file having an account number stamp based on an original image file and an account number file;

a printing apparatus that prints the image file having the account number stamp onto a presentation instrument card stock, such that a visible account number corresponding to the account number stamp is created on the presentation instrument stock material;

a reading apparatus that scans the visible account number on the presentation instrument stock material;

an encoding apparatus that encodes an account number information corresponding to the scanned visible account number onto a storage medium of the presentation instrument; and

a comparison module that compares the scanned visible account number with the encoded account number information.

16. The system of claim 15, wherein the printing apparatus is configured to print the image file onto the presentation instrument card stock in an unembossed format.

17. The system of claim 15, wherein the reading apparatus comprises an optical character recognition (OCR) reader.

18. The system of claim 15, wherein the reading apparatus comprises a camera reader.

19. The system of claim 15, wherein the encoding apparatus is configured to encode the account number record on a magnetic stripe of the presentation instrument.

20. The system of claim 15, wherein the encoding apparatus is configured to encode the account number on a bar code of the presentation instrument.