System and Method for Web-Based Consumer-to-Business Referral

• US 20100262461A1
• Filed: 04/14/2009
• Published: 10/14/2010
• Est. Priority Date: 04/14/2009
• Status: Abandoned Application

• Current Assignee: MyPoints.com, Inc. (Prodege)
• Original Assignee: MyPoints.com, Inc. (Prodege)
• Inventors: Bohannon, James J.
• Application Number:
  US12/423,643
• Publication Number:
  US 20100262461A1
• Time in Patent Office: Days
• US Class Current: 705/10
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 30/0214 Referral reward systems
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: G06Q 40/03 Credit; Loans; Processing thereof

Abstract

A method for automatically crediting a registered user for referring a candidate third-party entity to an online system, where the candidate entity is at least one of a commercial, government, or non-profit entity where the online system facilitates transactions between a plurality of users and a plurality of participating third-party entities, and where the online commercial system maintains a personal account for each registered user, includes receiving a transaction request from the candidate third-party entity, receiving an identifier associated with the transaction request such that the identifier corresponds to the registered user, identifying the registered user using the identifier, retrieving a crediting rule associated with the transaction request, and automatically crediting the registered consumer in accordance with the crediting rule.

Claims

1. A method in a computer system for automatically crediting a registered user for referring a candidate third-party entity to an online system that facilitates transactions between a plurality of users and a plurality of participating third-party entities, wherein the third party entity is at least one of a commercial, government, or non-profit entity, and wherein the online system maintains a personal account for each registered user;

the method comprising;

receiving a transaction request from the candidate third-party entity;

receiving an identifier associated with the transaction request, wherein the identifier corresponds to the registered user;

identifying the registered user using the identifier;

retrieving a crediting rule associated with the transaction request; and

automatically crediting the registered user in accordance with the crediting rule.

2. The method of claim 1, wherein the online system is a commercial system that facilitates commercial transactions between the plurality of users and the plurality of participating third-party entities.

3. The method of claim 1, wherein the crediting rule specifies an award condition;

and wherein automatically crediting the registered user includes allocating the award to a personal account associated with the registered customer if the award condition is met.

4. The method of claim 3, wherein allocating the award to the personal account includes allocating a certain number of award points specific to the online commercial system and redeemable for a product or a service.

5. The method of claim 3, wherein retrieving the award condition includes obtaining a threshold monetary amount to trigger an award allocation;

and wherein allocating the award if the award condition is met includes;

determining a monetary amount associated with the received transaction request;

comparing the monetary amount to the threshold monetary amount; and

allocating the award to the personal account associated with the registered consumer if the monetary amount is greater than or equal to the threshold monetary amount.

6. The method of claim 3, wherein allocating the award if the award condition is met includes:

adding information indicative of the received transaction request to the personal account associated with the registered consumer;

maintaining an aggregate count associated with subsequent commercial transactions between the candidate third-party entity and the online commercial system; and

allocating the award to the personal account associated with the registered consumer in response to determining that the aggregate count reaches a value specified by the award condition.

7. The method of claim 1, wherein the candidate third-party entity is a business entity associated with a commercial activity.

8. The method of claim 1, wherein receiving a transaction request from the candidate third-party entity includes receiving a registration request, wherein the registration request includes a request to register the candidate third-party entity with the online system by associating the candidate third-party entity with the plurality of participating third-party entities.

9. The method of claim 1, wherein the online system includes an information gathering system that collects demographic information related to the plurality of users;

wherein receiving a transaction request from the candidate third-party entity includes receiving a request to advertise a consumer promotion associated with the candidate third-party entity;

the method further comprising;

conducting a targeted campaign to advertise the consumer promotion, including;

obtaining a set of target demographic attributes associated with consumers targeted by the consumer promotion;

selecting a set of consumers from the plurality of users based on the demographic information of each of the plurality of users, wherein the demographic information of each one in the selected set of consumers substantially corresponds to the set of target demographic attributes; and

transmitting information related to the consumer promotion to the selected set of consumers.

10. The method of claim 9, wherein transmitting information related to the consumer promotion includes at least one of generating an email message or personalizing a web page automatically displayed to the corresponding one of the selected set of consumers upon accessing the online commercial system.

11. The method of claim 9, wherein obtaining the set of target demographic attributes includes receiving an indication of a geographic locality of the candidate third-party entity;

and wherein selecting the set of consumers from the plurality of users includes selecting users associated with the geographic locality.

12. The method of claim 11, wherein selecting consumers associated with the geographic locality includes determining the geographic locality of at least some of the plurality of users by correlating geographic information available for the plurality of users with IP addresses from which the plurality of users originates transactions with the online system.

13. The method of claim 1, further comprising generating a referral form on a distributable medium for distribution by the registered user, including providing at least one the identifier or a code uniquely corresponding to the identifier.

14. An online system facilitating commercial interactions between a plurality of registered users and a plurality of participating business entities, the system comprising:

a profile storage module to store a plurality of user profiles corresponding to the plurality of respective registered users;

a communication interface to receive a transaction request from a candidate business entity associated with commercial activity and a referral code associated with the transaction request, wherein the referral code corresponds to a referring one of the plurality of registered users; and

an award engine communicatively coupled to the profile storage and the communication interface, the award engine including;

a first routine to store a referral indication in one of the plurality of user profiles associated with the referring one of the plurality of registered users, wherein the referral indication corresponds to the transaction request;

a second routine to retrieve an award condition associated with the transaction request; and

a third routine to apply a referral award to the user profile based on the stored indication and the award condition.

15. The online system of claim 14, wherein the online system further comprises a transaction engine to register user interactions with the online system;

and wherein the award engine further includes a fourth routine to allocate awards to at least some of the plurality of users according to the user interactions.

16. The online system of claim 14, wherein the communication interface receives the transaction request via one of an email message or a web form.

17. The online system of claim 14, wherein the transaction request includes a set of target demographic attributes, and wherein the transaction request specifies a promotion campaign targeted at users matching the target demographic attributes;

the system further comprising;

a campaign engine to electronically distribute information related to the promotion campaign to users included in the plurality registered users and matching the target demographic attributes.

18. The online system of claim 17, further comprising:

a transaction engine to register user interactions with the online system, including an IP address tracking module to record an IP address associated with each user interaction; and

a geographic cluster calculator to determine a geographic locality of at least some of the plurality of registered users based on the recorded IP addresses associated with the user interaction and geographic information received from some of the plurality of users.

19. The online system of claim 17, wherein the set of target demographic attributes specifies a geographic location of the candidate business, and wherein the campaign engine targets users proximate to the candidate business.

20. The online system of claim 17, wherein the online system levies a charge on the candidate business entity dependent on a number of ones in the plurality of registered users that match the target demographic attributes;

and wherein the referral award is proportionate to the charge.

21. The online system of claim 14, further comprising:

a referral code generator to generate the referral code as a substantially unique sequence of symbols for one of the plurality of registered users; and

a referral form generator to generate a referral form for distribution by the one of the plurality of registered users to at least one business entity not included in the plurality of participating business entities, wherein the referral form includes the referral code for submission to the online system.

22. A method in a computer system for reliably crediting a registered user of an information gathering system for an entity referral comprising:

registering a plurality of users for participation in a service provided by the information gathering system, wherein each of the plurality of users receives awards points redeemable for a product or a service for interacting with a plurality of participating entities in a predefined manner;

assigning a respective referral code to at least some of the plurality of users, wherein each referral code corresponds to exactly one of the plurality of users;

receiving a transaction request from a candidate entity, wherein the candidate entity is one of a commercial, government, or non-profit entity, and wherein the transaction request is associated with a directed commercial campaign;

receiving a referral code associated with the transaction request, wherein the referral code corresponds to one of the plurality of users;

processing the transaction request to generate an award eligibility indication; and

conditionally allocating a referral award to the one of the plurality of users in accordance with the award eligibility indication.

23. The method of claim 22, wherein processing the transaction request includes:

receiving a payment from the candidate entity; and

comparing the payment to a predefined condition associated with the referral award.

24. The method of claim 23, wherein conditionally allocating the referral award includes allocating a number of award points to the one of the plurality of users, wherein the number is proportionate to the payment received from the candidate entity.