SYSTEM AND METHOD FOR REMOTE DEPOSIT CAPTURE
First Claim
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1. A computer system, comprising:
- a communication support system linked to a multi-node network wherein plural nodes within the linked network include remote capture workstations, said workstations programmed to scan checks and transmit a digital file comprising information regarding said scanned checks, including an amount of said check;
a treasury receipt server, connected to said communication support system and programmed to collect and store transmitted digital check files and further to process said check files; and
said processing comprising cash forecasting in order to reduce float time from receipt of said check to the investment or transfer of funds, from said check, to a portfolio or account.
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Abstract
A system includes one or more remote check deposit locations, and one or more treasury receipt servers to receive check information captured from the one or more remote check deposit locations, and to receive transaction data from an originating depository financial institution (ODFI), the transaction data including an amount of funds available from clearing the captured check information.
143 Citations
19 Claims
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1. A computer system, comprising:
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a communication support system linked to a multi-node network wherein plural nodes within the linked network include remote capture workstations, said workstations programmed to scan checks and transmit a digital file comprising information regarding said scanned checks, including an amount of said check; a treasury receipt server, connected to said communication support system and programmed to collect and store transmitted digital check files and further to process said check files; and said processing comprising cash forecasting in order to reduce float time from receipt of said check to the investment or transfer of funds, from said check, to a portfolio or account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A method, comprising:
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transmitting, via a communication support system linked to a multi-node network, one or more digital check files captured from one or more remote capture workstations, said workstations programmed to scan checks and transmit said digital check file comprising information regarding said scanned checks, including an amount; receiving, via one or more treasury receipt servers connected to said communication support system, one or more said check files; storing, via said one or more treasury receipt servers, said one or more check files; and processing, via said one or more treasury receipt server, said one or more said check files, said processing comprising cash forecasting in order to reduce float time from receipt of said check to the investment or transfer of funds, from said check, to a portfolio or account. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18, 19)
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Specification