Systems and Methods to Process Transaction Requests
First Claim
1. A computer-implemented method, comprising:
- presenting a user interface within a web page of a first website, the user interface to receive a phone number from a user of the web page;
receiving the phone number in a second website via the user interface presented within the web page of the first website;
communicating with a mobile phone at the phone number received via the user interface to obtain a confirmation of a transaction indicated in the web page of the first website;
in response to the confirmation, communicating with the mobile phone to collect funds for the transaction via a telecommunication carrier of the mobile phone; and
presenting in the user interface an indication of the confirmation without the web page being reloaded.
8 Assignments
0 Petitions
Accused Products
Abstract
Systems and methods are provided to facilitate on-site processing of transaction requests. In one aspect, a system includes a data storage facility to store an account identifier of a user and a phone number of the user and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format to transmit a message to a telephone at the telephone number of the user to prompt the user to confirm a request and to receive a confirmation of the request via the telephone. The request is received via a user interface embedded in a web page of a first website without reloading or refreshing the web page.
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Citations
20 Claims
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1. A computer-implemented method, comprising:
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presenting a user interface within a web page of a first website, the user interface to receive a phone number from a user of the web page; receiving the phone number in a second website via the user interface presented within the web page of the first website; communicating with a mobile phone at the phone number received via the user interface to obtain a confirmation of a transaction indicated in the web page of the first website; in response to the confirmation, communicating with the mobile phone to collect funds for the transaction via a telecommunication carrier of the mobile phone; and presenting in the user interface an indication of the confirmation without the web page being reloaded. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
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18. A computer-readable storage media storing instructions, the instructions causing a computer to perform a method, the method comprising:
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providing instructions to present a user interface within a web page of a first website, the user interface to receive a phone number from a user of the web page; receiving the phone number in a second website via the user interface presented within the web page of the first website, without causing the web page to be reloaded; communicating with a phone at the phone number received via the user interface to obtain a confirmation of a transaction indicated in the web page of the first website; and in response to the confirmation, communicating with the phone to collect funds for the transaction via a telecommunication carrier of the phone.
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19. A system, comprising:
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a data storage facility to store and associate an account identifier of a user with a phone number of the user; and an interchange coupled with the data storage facility, the interchange including a common format processor and a plurality of converters to interface with a plurality of controllers, the converters configured to communicate with the controllers in different formats, the converters to communicate with the common format processor in a common format, the common format processor to instruct a first controller of the controllers, via a first converter of the converters, to transmit a message to a telephone at the telephone number of the user to prompt the user to confirm a request and to receive a confirmation of the request via the telephone, the request being received via a user interface embedded in a web page of a first website that is separate from a web server of the interchange and received in the web server from the user interface without causing the web page of the first website to be reloaded, the common format processor to communicate with a server of a financial institution to charge the user according to the account identifier to fulfill the request. - View Dependent Claims (20)
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Specification