NOTIFICATION SOCIAL NETWORKING

• US 20100274653A1
• Filed: 09/29/2009
• Published: 10/28/2010
• Est. Priority Date: 04/28/2009
• Status: Abandoned Application

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Hammad, Ayman
• Application Number:
  US12/569,483
• Publication Number:
  US 20100274653A1
• Time in Patent Office: Days
• US Class Current: 705/14.250
• CPC Class Codes: G06Q 20/202 Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 20/3255 using mobile network messaging services for payment, e.g. SMS
• CPC Class Codes: G06Q 20/386 using messaging services or messaging apps using mobile network messaging services for payment, e.g. SMS G06Q20/3255
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/40155 for triggering transactions
• CPC Class Codes: G06Q 30/0185 Product, service or business identity fraud
• CPC Class Codes: G06Q 30/0224 based on user history
• CPC Class Codes: G06Q 30/0236 Incentive or reward received by requiring registration or ID from user
• CPC Class Codes: G06Q 40/12 Accounting
• CPC Class Codes: G06Q 50/265 Personal security, identity or safety
• CPC Class Codes: G08B 25/004 Alarm propagated along alternative communication path or using alternative communication medium according to a hierarchy of available ways to communicate, e.g. if Wi-Fi not available use GSM
• CPC Class Codes: G08B 5/229 with other provisions not elsewhere provided for
• CPC Class Codes: H04L 12/1895 for short real-time information, e.g. alarms, notifications, alerts, updates
• CPC Class Codes: H04L 67/04 specially adapted for terminals or networks with limited capabilities; specially adapted for terminal portability
• CPC Class Codes: H04L 67/306 User profiles
• CPC Class Codes: H04L 67/55 Push-based network services

Abstract

A method. The method includes a) sending a first transaction notification message comprising an original payee identifier to a user. The original payee identifier may be part of original transaction information associated with a first transaction. At some point, the user sees this transaction information and wants to correct one or more items in the transaction information. For example, the user may not recognize that the original payee identifier is wrong or is otherwise unrecognizable. The user may then contact a central server (e.g., via a Web site) and may provide updated transaction information such as an updated merchant identifier to the central server computer. This updated transaction information may be stored so that subsequent transactions can be accurately conducted and reported to the user, and other uses.

Claims

1. A method comprising:

a) sending a first transaction notification message comprising transaction information comprising an original payee identifier to a user;

b) receiving updated transaction information at a central server computer;

c) storing the updated transaction information in a database; and

d) sending a second transaction notification message using the updated transaction information to the user.

2. The method of claim 1 wherein receiving the updated transaction information comprises receiving an updated merchant identifier, and wherein the original payee identifier is an original merchant identifier and wherein the updated payee identifier is an updated merchant identifier.

3. The method of claim 1 wherein sending the first transaction notification message comprises sending the transaction notification message to a mobile phone operated by the user.

4. The method of claim 1 wherein a), b), c), and d) are performed by a server computer.

5. The method of claim 1 wherein receiving the updated transaction information comprises receiving an updated merchant identifier, and wherein the method further comprises:

e) sending an offer to the user after receiving the updated payee identifier.

6. The method of claim 5 wherein e) is performed before d).

7. The method of claim 5 wherein receiving the updated transaction information comprises receiving an updated merchant identifier, wherein the original payee identifier and the updated payee identifier are associated with the same merchant, and wherein the method further comprises:

f) receiving offer redemption data from the merchant, wherein the offer redemption data indicates that the user intends to redeem the offer.

8. The method of claim 5 wherein receiving the updated transaction information comprises receiving an updated merchant identifier, and wherein the original payee identifier and the updated payee identifier are associated with the same merchant.

9. A computer readable medium comprising computer readable program code embodied therein, the computer readable program code adapted to be executed by a processor to implement the method of claim 1.

10. The computer readable medium of claim 9 wherein receiving updated transaction information comprises receiving an updated merchant identifier, and wherein the original payee identifier is an original merchant identifier and wherein the updated payee identifier is an updated merchant identifier.

11. The computer readable medium of claim 9 wherein receiving the updated transaction information comprises receiving an updated merchant identifier, and wherein the method further comprises sending an offer to the user after receiving the updated payee identifier.

12. The computer readable medium of claim 9 wherein receiving the updated transaction information comprises receiving an updated merchant identifier, and wherein the original payee identifier and the updated payee identifier are associated with the same merchant, and wherein the method further comprises:

f) receiving offer redemption data from the merchant, wherein the offer redemption data indicates that the user intends to redeem the offer

13. A server computer comprising the processor, and the computer readable medium of claim 12 coupled to the processor.

14. A server computer comprising the processor, and the computer readable medium of claim 9 coupled to the processor.

15. A method comprising:

a) receiving a first transaction notification message, wherein the first transaction notification message comprising transaction information comprising an original payee identifier;

b) providing updated transaction information to a central server computer after receiving the first transaction notification message; and

c) receiving a second transaction notification message, wherein the second transaction notification message is generated using the updated transaction information.

16. The method of claim 15 wherein at least steps a) and c) are performed by a mobile phone.

17. The method of claim 15 wherein the original payee identifier and the updated payee identifier are associated with the same merchant, and wherein the method further comprises:

f) providing offer redemption data, wherein the offer redemption data indicates that the user intends to redeem the offer.

18. The method of claim 15 wherein the original payee identifier and the updated payee identifier are associated with the same merchant.

19. A computer readable medium comprising computer readable program code embodied therein, the computer readable program code adapted to be executed by a processor to implement the method according to claim 15.

20. A consumer device comprising the processor and the computer readable medium of claim 19.