METHOD AND SYSTEM FOR WIRELESS INTERNET PAYMENT USING MOBILE TERMINAL
First Claim
1. A wireless Internet payment system using a mobile terminal, the system comprising:
- a participating store server providing an online shopping mall;
a mobile terminal of a payer selecting information regarding a product to be purchased from among products handled by the online shopping mall through a wireless Internet, and transmitting the information regarding the product to the participating server; and
a payment server processing an online payment of the product in connection with the participating store server and the mobile terminal of the payer,wherein the participating store server transmits first identification information used to identify the product to the mobile terminal through the wireless Internet, and transmits second identification information used to identify the product, payment amount information of the product, and participating store information used to identify the online shopping mall, to the payment server,wherein the mobile terminal transmits the first identification information and payment means information regarding a payment means to the payment server,wherein the payment server processes the online payment of the product by using the first identification information, the second identification information, the payment amount information, the payment means information, and the participating store information, and transmits payment result information of the online payment, to the mobile terminal and the participating store server, andwherein the online payment is processed so that personal information of the payer is not released.
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Abstract
Provided are a method and system for wireless Internet payment using a mobile terminal through which payment is made through a wireless Internet while information regarding a payer is not released. Specifically, the wireless Internet payment system includes a participating store server providing an online shopping mall, a mobile terminal of a payer selecting information regarding a product to be purchased from among products handled by the online shopping mall through the wireless Internet and transmitting the information to the participating store server, and a payment server processing online payment of the product in connection with the participating store server and the mobile terminal, and the method embodies the wireless Internet payment system. Thus, payment is made while information regarding the payer is not released to the participating store such as the shopping mall, and thus the release of personal information online is prevented.
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Citations
16 Claims
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1. A wireless Internet payment system using a mobile terminal, the system comprising:
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a participating store server providing an online shopping mall; a mobile terminal of a payer selecting information regarding a product to be purchased from among products handled by the online shopping mall through a wireless Internet, and transmitting the information regarding the product to the participating server; and a payment server processing an online payment of the product in connection with the participating store server and the mobile terminal of the payer, wherein the participating store server transmits first identification information used to identify the product to the mobile terminal through the wireless Internet, and transmits second identification information used to identify the product, payment amount information of the product, and participating store information used to identify the online shopping mall, to the payment server, wherein the mobile terminal transmits the first identification information and payment means information regarding a payment means to the payment server, wherein the payment server processes the online payment of the product by using the first identification information, the second identification information, the payment amount information, the payment means information, and the participating store information, and transmits payment result information of the online payment, to the mobile terminal and the participating store server, and wherein the online payment is processed so that personal information of the payer is not released. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A method of wireless Internet payment using a mobile terminal, performed by a wireless Internet payment system comprising:
- a participating store server providing an online shopping mall;
a mobile terminal of a payer selecting information regarding a product to be purchased from among products handled by the online shopping mall through a wireless Internet, and transmitting the information regarding the product to the participating server; and
a payment server processing online payment of the product in connection with the participating store server and the mobile terminal of the payer, the method comprising;transmitting first identification information used to identify the product to the mobile terminal through the wireless Internet, wherein the transmitting is performed by the participating store server; transmitting second identification information used to identify the product, payment amount information of the product, and participating store information used to identify the online shopping mall, to the payment server, wherein the transmitting is performed by the participating store server; transmitting the first identification information and payment means information regarding a payment means to the payment server, wherein the transmitting is performed by the mobile terminal; when the first identification information and the second identification information are identical to each other, processing online payment of the product by using the first identification information, the second identification information, the payment amount information, the payment means information, and the participating store information, wherein the processing is performed by the payment server; and generating payment result information of the online payment, and transmitting the payment result information to the mobile terminal and the participating store information, wherein the generating and transmitting are performed by the payment server, wherein the online payment is processed so that personal information of the payer is not released. - View Dependent Claims (10, 11, 12, 13, 14, 15)
- a participating store server providing an online shopping mall;
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16. A computer readable recording medium having recorded thereon a program for executing the method of wireless Internet payment using a mobile terminal, performed by a wireless Internet payment system comprising:
- a participating store server providing an online shopping mall;
a mobile terminal of a payer selecting information regarding a product to be purchased from among products handled by the online shopping mall through a wireless Internet, and transmitting the information regarding the product to the participating server; and
a payment server processing online payment of the product in connection with the participating store server and the mobile terminal of the payer, the method comprising;transmitting first identification information used to identify the product to the mobile terminal through the wireless Internet, wherein the transmitting is performed by the participating store server; transmitting second identification information used to identify the product, payment amount information of the product, and participating store information used to identify the online shopping mall, to the payment server, wherein the transmitting is performed by the participating store server; transmitting the first identification information and payment means information regarding a payment means to the payment server, wherein the transmitting is performed by the mobile terminal; when the first identification information and the second identification information are identical to each other, processing online payment of the product by using the first identification information, the second identification information, the payment amount information, the payment means information, and the participating store information, wherein the processing is performed by the payment server; and generating payment result information of the online payment, and transmitting the payment result information to the mobile terminal and the participating store information, wherein the generating and transmitting are performed by the payment server, wherein the online payment is processed so that personal information of the payer is not released.
- a participating store server providing an online shopping mall;
Specification