Wireless Trading System And Method Of Using The Same

• US 20100274713A1
• Filed: 04/24/2009
• Published: 10/28/2010
• Est. Priority Date: 04/24/2009
• Status: Abandoned Application

• Current Assignee: Cheng UEI Precision Industry Company Limited
• Original Assignee: Cheng UEI Precision Industry Company Limited
• Inventors: Wang, Tun-Ping
• Application Number:
  US12/430,050
• Publication Number:
  US 20100274713A1
• Time in Patent Office: Days
• US Class Current: 705/40
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/04 Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
• CPC Class Codes: G06Q 40/06 Asset management; Financial planning or analysis

Abstract

A wireless trading system used for trading by an electronic money card includes a reading device including a reading unit for wirelessly reading account information of the electronic money card and a transmitting unit for transmitting out the account information read by the reading unit, a communication device, a commerce platform for providing the service of trading, and a payment platform for providing the service of paying trading bills. A method of using the above-mentioned wireless trading system includes: the reading device wirelessly reading the account information of the electronic money card and then sending the account information to the communication device, the communication device logging in the commerce platform, some consumption activities being carried out on the commerce platform and bills made by the consumption activities being sent to the payment platform, the payment platform paying for the bills and sending account balance to the communication device, and the communication device modifying the account information of the electronic money card.

Claims

1. A wireless trading system adapted for trading by means of an electronic money card, the electronic money card including an induction unit and a memory unit for storing account information, the wireless trading system comprising:

a reading device including

a reading unit adapted to be matched with the induction unit of the electronic money card for wirelessly reading the account information stored in the memory unit of the electronic money card, and

a transmitting unit for transmitting out the account information read by the reading unit;

a communication device for receiving the account information sent by the transmitting unit of the reading device;

a commerce platform connected to the communication device and logged in by means of the account information in the communication device for providing the service of trading; and

a payment platform connected to the commerce platform for paying trading bills.

2. The wireless trading system as claimed in claim 1, wherein the reading unit of the reading device is a NFC chip and the transmitting unit of the reading device is a Bluetooth chip.

3. The wireless trading system as claimed in claim 2, wherein the NFC chip of the reading device is connected to the Bluetooth chip of the reading device through a UART interface.

4. The wireless trading system as claimed in claim 1, wherein the communication device is further connected to the payment platform for inquiring the account balance of the electronic money card according to the account information in the communication device.

5. The wireless trading system as claimed in claim 1, wherein both the commerce platform and the payment platform are integrated in the communication device.

6. A method of using the above-mentioned wireless trading system, comprising the steps of:

the reading device wirelessly reading the account information of the electronic money card and then sending the account information to the communication device;

the communication device logging in the commerce platform by means of the account information;

some consumption activities being carried out on the commerce platform and then the bills made by the consumption activities being sent to the payment platform;

the payment platform paying the bills and then sending feedback information to the commerce platform and the communication device respectively, and further sending the account balance to the communication device; and

the communication device modifying the account information of the electronic money card through the reading device according to the sent account balance by the payment platform.