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FREQUENCY-BASED TRANSACTION PREDICTION AND PROCESSING

  • US 20100280882A1
  • Filed: 05/04/2010
  • Published: 11/04/2010
  • Est. Priority Date: 05/04/2009
  • Status: Active Grant
First Claim
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1. A method of determining a likelihood of an occurrence of a transaction involving a consumer, the method comprising:

  • receiving data associated with transactions previously performed by the consumer;

    determining a plurality of correlated pairs of the transactions;

    providing a plurality of counters, wherein a counter is associated with a time range;

    for each correlated pair of transactions;

    a computer system determining a time interval between the transactions of the correlated pair; and

    the computer system increasing a counter of the plurality of counters, wherein the time interval is within the time range associated with the increased counter; and

    using the values of the counters to determine a likelihood of an occurrence of another transaction involving the consumer.

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