SECURITY SYSTEM AND METHOD INCLUDING ALERT MESSAGES
First Claim
1. A server computer comprising:
- a processor; and
a computer readable medium coupled to the processor, wherein the computer readable medium comprises code executable by the processor, the computer readable medium comprising (i) code for receiving an authorization request message, wherein the authorization request message is associated with a transaction, (ii) code for sending an authorization response message authorizing the transaction, (iii) code for sending a transaction alert message to a consumer device, wherein the transaction alert message includes information identifying the transaction, (iv) code for receiving an alert response message indicating that the transaction is not authorized, (v) code for sending a termination message, and (vi) code for receiving a chargeback message after sending the termination message.
1 Assignment
0 Petitions
Accused Products
Abstract
A server computer is disclosed. It includes a processor; and a computer readable medium coupled to the processor. The computer readable medium includes (i) code for receiving an authorization request message, wherein the authorization request message is associated with a transaction, (ii) code for sending an authorization response message authorizing the transaction, (iii) code for sending a transaction alert message to a consumer device, where the transaction alert message includes information identifying the transaction, (iv) code for receiving an alert response message indicating that the transaction is not authorized, (v) code for sending a termination message, and (vi) code for receiving a chargeback message after sending the termination message.
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Citations
20 Claims
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1. A server computer comprising:
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a processor; and a computer readable medium coupled to the processor, wherein the computer readable medium comprises code executable by the processor, the computer readable medium comprising (i) code for receiving an authorization request message, wherein the authorization request message is associated with a transaction, (ii) code for sending an authorization response message authorizing the transaction, (iii) code for sending a transaction alert message to a consumer device, wherein the transaction alert message includes information identifying the transaction, (iv) code for receiving an alert response message indicating that the transaction is not authorized, (v) code for sending a termination message, and (vi) code for receiving a chargeback message after sending the termination message. - View Dependent Claims (2, 3, 4, 5)
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6. A method comprising:
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receiving an authorization request message at a server computer, wherein the authorization request message is associated with a transaction; using the server computer, sending an authorization response message authorizing the transaction; using the server computer, sending a transaction alert message to a consumer device, wherein the transaction alert message includes information identifying the transaction; receiving an alert response message at the server computer indicating that the transaction is not authorized; using the server computer, sending a termination message; and receiving a chargeback message at the server computer after sending the termination message. - View Dependent Claims (7, 8, 9, 10)
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11. A server computer comprising:
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a processor; and a computer readable medium coupled to the processor, wherein the computer readable medium comprises code executable by the processor, the computer readable medium comprising (i) code for sending an authorization request message associated with a transaction, (ii) code for receiving an authorization response message approving the transaction, (iii) code for receiving a termination message after receiving the authorization response message, (iv) code for initiating a termination process for the transaction, and (v) code for sending a chargeback message. - View Dependent Claims (12, 13, 14, 15)
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16. A method comprising:
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using a server computer, sending an authorization request message associated with a transaction; receiving an authorization response message approving the transaction at the server computer; receiving a termination message at the server computer after receiving the authorization response message; initiating a termination process for the transaction; and sending a chargeback message. - View Dependent Claims (17, 18, 19, 20)
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Specification