SYSTEMS AND METHODS FOR VERIFYING IDENTITY
First Claim
1. A system comprising at least one reader configured to receive identity information electronically from at least two identity instruments and to allow or disallow a transaction based on the identity information received from the at least two identity instruments.
2 Assignments
0 Petitions
Accused Products
Abstract
Systems and methods of verifying identity through the use of a plurality of identifying devices is provided. The identity information may be acquired electronically from a plurality of identity devices, which may include credit cards, cell phones, or other personal items fitted with wireless communicators such as RFID tags, for example. In various embodiments, the transaction may be approved or denied based on a number of factors, including the number identity devices, the types of identity information provided by the identity devices, and the level of security specified for the requested transaction.
77 Citations
20 Claims
- 1. A system comprising at least one reader configured to receive identity information electronically from at least two identity instruments and to allow or disallow a transaction based on the identity information received from the at least two identity instruments.
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8. A point of sale terminal, comprising:
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a card reader configured to receive data from a first identity instrument electronically, the data comprising financial data used to perform a financial transaction and a first set of identity data used to verify identity; a near field communications device configured to interrogate at least a second identity instrument and receive at least a second set of identity data used to verify identity; and a control logic configured to verify the identity of a customer based on the first and at least second set of identity data. - View Dependent Claims (9, 10, 11, 12, 13)
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14. A method of performing a transaction, comprising:
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receiving a request for a transaction; receiving identity information electronically from two or more identity instruments; and allowing or disallowing the transaction based on the identity information received from the two or more identity instruments. - View Dependent Claims (15, 16, 17, 18, 19, 20)
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Specification