SYSTEMS AND METHODS FOR IMPLEMENTING AND MANAGING GIFT CARDS

• US 20100299194A1
• Filed: 05/22/2009
• Published: 11/25/2010
• Est. Priority Date: 05/22/2009
• Status: Abandoned Application

• Current Assignee: Cashstar Incorporated (Albertsons Cos., Inc.)
• Original Assignee: Cashstar Incorporated (Albertsons Cos., Inc.)
• Inventors: Stone, David D., Snyder, Glenn A., Peeler, Phelps Alan
• Application Number:
  US12/470,802
• Publication Number:
  US 20100299194A1
• Time in Patent Office: Days
• US Class Current: 705/14.13
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/342 Cards defining paid or billed services or quantities
• CPC Class Codes: G06Q 30/0211 Determining the effectiveness of discounts or incentives
• CPC Class Codes: G06Q 30/0222 During e-commerce, i.e. online transactions
• CPC Class Codes: G06Q 30/0224 based on user history
• CPC Class Codes: G06Q 30/0603 Catalogue ordering

Abstract

An offer management system is provided that evaluates conditions in relation to a gift card and triggers an action. In another example, the offer management system may be capable of evaluating attributes of a transaction using a gift card and may be capable of triggering an action. A trigger may be defined using one or more rules. For example, an administrator for a retailer may configure an offer rule in an interface of the offer management system. These rules may be evaluated in real-time, and offers made responsive to those evaluations. For example, offers may be made to a gift card recipient such as a discount on the total purchase, a dynamic addition of value to a gift card, issuance of a new gift card, or other offer. These offers may be used by a retailer to foster certain behaviors relating to gift cards.

Claims

1. A method for administering a virtual gift card, the method comprising acts of:

configuring, in an offer management system, one or more offer rules that define when an offer is presented to a user;

associating the one or more offer rules with a gift card; and

responsive to one or more actions by the user in relation to the gift card, the action triggering at least one of the one or more offer rules, extending an offer associated with the at least one of the one or more offer rules to the user.

2. The method according to claim 1, wherein the action comprises a purchaser purchasing the gift card.

3. The method according to claim 2, wherein the offer is extended to the purchaser of the gift card.

4. The method according to claim 2, wherein the offer is extended to a recipient of the gift card.

5. The method according to claim 1, wherein the gift card is a virtual gift card, and wherein the offer management system interfaces with a virtual gift card management system.

6. The method according to claim 1, wherein the action comprises a gift card recipient redeeming the gift card.

7. The method according to claim 5, further comprising acts of:

providing an interface to a terminal operated by a purchaser;

the interface comprising fields for receiving a value and a recipient for the virtual gift card;

receiving from the terminal, in response to input from the purchaser, the value and the recipient for the virtual gift card;

generating a code for the virtual gift card;

sending a message to the recipient of the virtual gift card, the message including the code for the virtual gift card;

one or both of;

receiving, from a terminal operated by the recipient, a message including the code for the virtual gift card and an amount of a purchase; and

receiving, from a terminal operated by the retailer, a message including the code for the virtual gift card and an amount of a purchase; and

debiting, from an account associated with the recipient, the amount of the purchase.

8. The method according to claim 1, wherein the extended offer relates to at least one of a physical gift card, a virtual gift card and a coupon.

9. The method according to claim 1, further comprising an act of permitting, an administrator, within an interface of the offer system, to define at least one offer rule.

10. The method according to claim 9, further comprising an act of creating the at least one offer rule, and associating the at least one offer rule with a plurality of gift cards that were previously issued to gift card recipients.

11. The method according to claim 1, further comprising an act of monitoring, in real-time, redemption of the offer.

12. The method according to claim 11, further comprising an act of triggering another offer rule and extending another offer responsive to the act of monitoring redemption of the offer.

13. The method according to claim 11, further comprising an act of modifying the offer responsive to the act of monitoring redemption of the offer.

14. The method according to claim 1, further comprising an act of issuing, by the offer management system, a new gift card responsive to the one or more actions by the user in relation to the gift card.

15. The method according to claim 1, further comprising an act of modifying a value of the gift card responsive to one or more actions by the user in relation to the gift card.

16. The method according to claim 1, further comprising an act of associating a coupon with the gift card responsive to the one or more actions by the user in relation to the gift card.

17. The method according to claim 1, further comprising an act of modifying a transaction parameter associated with a transaction performed using the gift card by the user.

18. A computer readable medium having computer-readable instructions stored thereon that define instructions that, as a result of being executed by a computer, instruct the computer to perform a method for administering a virtual gift card, the method comprising the acts of:

configuring, in an offer management system, one or more offer rules that define when an offer is presented to a user;

associating the one or more offer rules with a gift card; and

responsive to one or more actions by the user in relation to the gift card, the action triggering at least one of the one or more offer rules, extending an offer associated with the at least one of the one or more offer rules to the user.

19. The computer readable medium of claim 18, wherein the action comprises a purchaser purchasing the gift card.

20. The computer readable medium of claim 19, wherein the offer is extended to the purchaser of the gift card.

21. The computer readable medium of claim 19, wherein the offer is extended to a recipient of the gift card.

22. The computer readable medium of claim 18, wherein the gift card is a virtual gift card, and wherein the offer management system interfaces with a virtual gift card management system.

23. The computer readable medium of claim 18, wherein the action comprises a gift card recipient redeeming the gift card.

24. The computer readable medium of claim 22, wherein the method further comprises acts of:

providing an interface to a terminal operated by a purchaser;

the interface comprising fields for receiving a value and a recipient for the virtual gift card;

receiving from the terminal, in response to input from the purchaser, the value and the recipient for the virtual gift card;

generating a code for the virtual gift card;

sending a message to the recipient of the virtual gift card, the message including the code for the virtual gift card;

one or both of;

receiving, from a terminal operated by the recipient, a message including the code for the virtual gift card and an amount of a purchase; and

receiving, from a terminal operated by the retailer, a message including the code for the virtual gift card and an amount of a purchase; and

debiting, from an account associated with the recipient, the amount of the purchase.

25. The computer readable medium of claim 18, wherein the extended offer relates to at least one of a physical gift card, a virtual gift card and a coupon.

26. The computer readable medium of claim 18, further comprising an act of permitting, an administrator, within an interface of the offer system, to define at least one offer rule.

27. The computer readable medium of claim 26, further comprising an act of creating the at least one offer rule, and associating the at least one offer rule with a plurality of gift cards that were previously issued to gift card recipients.

28. The computer readable medium of claim 18, further comprising an act of monitoring, in real-time, redemption of the offer.

29. The computer readable medium of claim 28, further comprising an act of triggering another offer rule and extending another offer responsive to the act of monitoring redemption of the offer.

30. The computer readable medium of claim 28, further comprising an act of modifying the offer responsive to the act of monitoring redemption of the offer.

31. The computer readable medium of claim 18, further comprising an act of issuing, by the offer management system, a new gift card responsive to the one or more actions by the user in relation to the gift card.

32. The computer readable medium of claim 18, further comprising an act of modifying a value of the gift card responsive to one or more actions by the user in relation to the gift card.

33. The computer readable medium of claim 18, further comprising an act of associating a coupon with the gift card responsive to the one or more actions by the user in relation to the gift card.

34. The computer readable medium of claim 18, further comprising an act of modifying a transaction parameter associated with a transaction performed using the gift card by the user.

35. A system for administering a virtual gift card, the system comprising:

a configuration component configured to, in an offer management system, create one or more offer rules that define when an offer is presented to a user;

an associated component configured to associate the one or more offer rules with a gift card; and

a component configured to respond to one or more actions by the user in relation to the gift card, the action triggering at least one of the one or more offer rules, extending an offer associated with the at least one of the one or more offer rules to the user.

36. The system according to claim 35, wherein the action comprises a purchaser purchasing the gift card.

37. The system according to claim 36, wherein the offer is extended to the purchaser of the gift card.

38. The system according to claim 36, wherein the offer is extended to a recipient of the gift card.

39. The system according to claim 35, wherein the gift card is a virtual gift card, and wherein the offer management system interfaces with a virtual gift card management system.

40. The system according to claim 35, wherein the action comprises a gift card recipient redeeming the gift card.

41. The system according to claim 39, the system further comprising:

providing an interface component configured to provide a user to a terminal operated by a purchaser;

the interface comprising fields for receiving a value and a recipient for the virtual gift card;

receiving from the terminal, in response to input from the purchaser, the value and the recipient for the virtual gift card;

a component adapted to generate a code for the virtual gift card;

a component adapted to send a message to the recipient of the virtual gift card, the message including the code for the virtual gift card;

wherein the system comprises one or both of;

a component adapted to receive, from a terminal operated by the recipient, a message including the code for the virtual gift card and an amount of a purchase; and

a component adapted to receive, from a terminal operated by the retailer, a message including the code for the virtual gift card and an amount of a purchase; and

a component adapted to debit, from an account associated with the recipient, the amount of the purchase.

42. The system according to claim 35, wherein the extended offer relates to at least one of a physical gift card, a virtual gift card and a coupon.

43. The system according to claim 35, further comprising a component that is adapted to permit an administrator, within an interface of the offer system, to define at least one offer rule.

44. The system according to claim 43, further comprising a component that is adapted to create the at least one offer rule, and associating the at least one offer rule with a plurality of gift cards that were previously issued to gift card recipients.

45. The system according to claim 35, further comprising a component that is adapted to monitor, in real-time, redemption of the offer.

46. The system according to claim 45, further comprising a component that is adapted to trigger another offer rule and extending another offer responsive to monitoring redemption of the offer.

47. The system according to claim 45, further comprising a component that is adapted to modify the offer responsive to monitoring redemption of the offer.

48. The system according to claim 35, further comprising a component that is adapted to issue, by the offer management system, a new gift card responsive to the one or more actions by the user in relation to the gift card.

49. The system according to claim 35, further comprising a component that is adapted to modify a value of the gift card responsive to one or more actions by the user in relation to the gift card.

50. The system according to claim 35, further comprising a component that is adapted to associate a coupon with the gift card responsive to the one or more actions by the user in relation to the gift card.

51. The system according to claim 35, further comprising a component that is adapted to modify a transaction parameter associated with a transaction performed using the gift card by the user.