Systems and Methods to Schedule Transactions
First Claim
1. A computer-implemented method, comprising:
- receiving in a server computer a request for a current transaction between a first party and a second party, the request including an indication of a phone number of the first party and an amount to be paid to the second party;
based on the request received in the server computer, prompting the first party to schedule at least one future transaction based on a calendar;
communicating by the server computer with a mobile phone at the phone number to confirm scheduling the future transaction based on the calendar; and
after the future transaction is confirmed, transmitting by the server computer one or more premium messages to the mobile phone to collect, via a telecommunication carrier of the mobile phone, funds in accordance with an amount scheduled for the future transaction.
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Accused Products
Abstract
Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes an interchange coupled with a data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format. The common format processor is to instruct a first controller of the controllers, via a first converter of the converters, to communicate with a mobile phone at a mobile phone number of a user to schedule at least one future transaction, and to transmit one or more premium messages to the mobile phone to collect, via a telecommunication carrier of the mobile phone, funds in accordance with an amount scheduled for the future transaction.
227 Citations
20 Claims
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1. A computer-implemented method, comprising:
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receiving in a server computer a request for a current transaction between a first party and a second party, the request including an indication of a phone number of the first party and an amount to be paid to the second party; based on the request received in the server computer, prompting the first party to schedule at least one future transaction based on a calendar; communicating by the server computer with a mobile phone at the phone number to confirm scheduling the future transaction based on the calendar; and after the future transaction is confirmed, transmitting by the server computer one or more premium messages to the mobile phone to collect, via a telecommunication carrier of the mobile phone, funds in accordance with an amount scheduled for the future transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18)
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19. A computer-readable storage media storing instructions, the instructions causing a server computer to perform a method, the method comprising:
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receiving in the server computer a request for a current transaction between a first party and a second party, the request including an indication of a phone number of the first party and an amount to be paid to the second party; based on the request received in the server computer, prompting the first party to schedule at least one future transaction based on a calendar; communicating by the server computer with a mobile phone at the phone number to confirm scheduling the future transaction based on the calendar; and after the future transaction is confirmed, transmitting by the server computer one or more premium messages to the mobile phone to collect, via a telecommunication carrier of the mobile phone, funds in accordance with an amount scheduled for the future transaction.
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20. A system, comprising:
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a data storage facility to store and associate a stored value account with a mobile phone number of a first party; and an interchange coupled with the data storage facility, the interchange including a common format processor and a plurality of converters to interface with a plurality of controllers, the converters configured to communicate with the controllers in different formats, the converters to communicate with the common format processor in a common format, the common format processor to instruct a first controller of the controllers, via a first converter of the converters, to communicate with a mobile phone at the mobile phone number of the first party to receive a request for a current transaction between the first party and a second party, to prompt the first party to schedule at least one future transaction based on the current transaction and a calendar, to confirm scheduling the future transaction, and to transmit one or more premium messages to the mobile phone to collect, via a telecommunication carrier of the mobile phone, funds in accordance with an amount scheduled for the future transaction.
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Specification