MANAGEMENT OF GOALS AND RECOMMENDATIONS
First Claim
1. A financial planning method comprising:
- identifying one or more financial planning objectives for a financial planning client;
receiving information relating to the one or more financial planning objectives;
creating a financial planning goal for the financial planning client based at least in part on an analysis of the information;
associating one or more financial planning recommendations with the financial planning goal, wherein each of the one or more financial planning recommendations includes a proposed action to further progress towards the financial planning goal and a recommendation status;
storing data identifying the financial planning goal and the one or more financial planning recommendations in a data store; and
monitoring progress of the financial planning client with respect to the financial planning goal over at least a portion of a financial planning life cycle, comprising;
storing at least one of a first goal status associated with the financial planning goal and a first updated recommendation status of at least one of the one or more financial planning recommendations in the data store in response to receiving first input from a first application at a first time; and
storing at least one of a second goal status associated with the financial planning goal and a second updated recommendation status of the at least one financial planning recommendation in the data store in response to receiving second input from a second application at a second time.
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Accused Products
Abstract
Methods, systems, and computer-readable media are disclosed for managing goals and recommendations. A particular method includes identifying one or more financial planning objectives for a financial planning client, receiving information relating to the one or more financial planning objectives, and creating a financial planning goal for the financial planning client based at least in part on an analysis of the information. One or more financial planning recommendations are associated with the financial planning goal, and data identifying the financial planning goal and the one or more financial planning recommendations is stored in a data store. The method also includes monitoring progress of the financial planning client with respect to the financial planning goal over at least a portion of a financial planning lifecycle.
50 Citations
42 Claims
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1. A financial planning method comprising:
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identifying one or more financial planning objectives for a financial planning client; receiving information relating to the one or more financial planning objectives; creating a financial planning goal for the financial planning client based at least in part on an analysis of the information; associating one or more financial planning recommendations with the financial planning goal, wherein each of the one or more financial planning recommendations includes a proposed action to further progress towards the financial planning goal and a recommendation status; storing data identifying the financial planning goal and the one or more financial planning recommendations in a data store; and monitoring progress of the financial planning client with respect to the financial planning goal over at least a portion of a financial planning life cycle, comprising; storing at least one of a first goal status associated with the financial planning goal and a first updated recommendation status of at least one of the one or more financial planning recommendations in the data store in response to receiving first input from a first application at a first time; and storing at least one of a second goal status associated with the financial planning goal and a second updated recommendation status of the at least one financial planning recommendation in the data store in response to receiving second input from a second application at a second time. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A computer-readable medium comprising instructions, that when executed by a computer, cause the computer to:
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receive a financial planning goal associated with a financial planning client, wherein the financial planning goal identifies a client objective and includes a goal status and one or more goal attributes; receive a financial planning recommendation associated with the financial planning goal, wherein the financial planning recommendation includes a recommendation status and one or more recommendation attributes; create a record in a database, wherein the record includes the financial planning goal, the financial planning recommendation, and one or more client attributes of the financial planning client; send a copy of the record to a first application; receive a first modified record from the first application, wherein the first modified record includes at least one modification to the copy of the record; update the record in the database based on the first modified record; send a copy of the updated record to a second application; receive a second modified record from the second application, wherein the second modified record includes at least one modification to the copy of the updated record; and update the record in the database based on the second modified record. - View Dependent Claims (16, 17, 18, 19, 20, 21, 22, 23)
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15. The computer-readable medium of 14, wherein the first modified record is generated by the first application on a first date and wherein the second modified record is generated by the second application on a second date that is subsequent to the first date.
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24. A system comprising:
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a data manager configured to; store goals and recommendations to a database; and retrieve goals and recommendations from the database, wherein each goal stored at the database includes a goal description and an updateable goal status to track progress toward meeting the goal and wherein each recommendation stored at the database includes a recommendation status and one or more recommendation attributes, and wherein the goals and recommendations are represented by a data file in a first data format and wherein each recommendation is associated with at least one goal and includes at least one proposed action; a first interface configured to receive the data file representing the goals and recommendations from the data manager and to translate the data file representing the goals and recommendations from the first data format to a second data format compatible with a first application; and a second interface configured to receive the data file representing the goals and recommendations from the data manager and to translate the data file representing the goals and recommendations from the first data format to a third data format compatible with a second application. - View Dependent Claims (25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40)
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41. A system comprising:
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a data manager accessible by a plurality of applications, wherein the data manager is configured to store financial planning goals and financial planning recommendations for a plurality of financial planning clients to a database; a financial planning application configured to access the data manager and to create a financial planning goal and associate one or more financial planning recommendations with the financial planning goal; a document developer application configured to access the data manager and to; modify a goal status of an existing financial planning goal; and modify a recommendation status of an existing financial planning recommendation; generate a financial planning document for a particular financial planning client based on financial planning goals and financial planning recommendations associated with the particular financial planning client; and store the generated financial planning document at a file manager; an interface infrastructure configured to support a plurality of interfaces, including; a first interface that comprises a display of financial planning goals and financial planning recommendations associated with each financial planning client served by a particular financial planner; a second interface that comprises a display of financial planning goals and financial planning recommendations associated with a financial planning client; and a data mining module configured to monitor the data manager, to detect one or more trends based on the monitoring, and to identify one or more products based on the one or more trends. - View Dependent Claims (42)
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Specification