Transaction System for Use in Authorising Cashless Transactions
First Claim
1. A transaction system, including:
- an entry system for reading first identification data from a first device and second identification data from a second device; and
a database system for accessing payment account data of a transaction account on the basis of said first and second identification data, and requesting authorisation data for a payment transaction using said payment account data;
said entry system performing an authorisation process in response to said authorisation data being received.
2 Assignments
0 Petitions
Accused Products
Abstract
A transaction system, including: an entry system for reading first identification data from a first device and second identification data from a second device; and a database system for accessing payment account data of a transaction account on the basis of the first and second identification data, and requesting authorisation data for a payment transaction using the payment account data. The entry system performs an authorisation process in response to the authorisation data being received. The database system stores an authorisation record with an authorisation time in response to the authorisation data being received. A payment system can be used to read the second identification data from the second device and generate payment data representing a payment amount. The database system then determines authorisation for a payment transaction on the basis of the second identification data and the authorisation record, and in response submits the payment data and the payment account data to a payment processing system for performing the payment transaction.
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Citations
23 Claims
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1. A transaction system, including:
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an entry system for reading first identification data from a first device and second identification data from a second device; and a database system for accessing payment account data of a transaction account on the basis of said first and second identification data, and requesting authorisation data for a payment transaction using said payment account data; said entry system performing an authorisation process in response to said authorisation data being received. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A transaction process including:
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reading first identification data from a first device and second identification data from a second device; accessing a transaction account on the basis of said first and second identification data; requesting authorisation data for a payment transaction using payment account data of said transaction account; and storing an authorisation record with an authorisation time in response to said authorisation data being received. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 22, 23)
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21. A transaction process, including:
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reading and validating a first RFID; reading and validating a second RFID; accessing payment account data associated with said first RFID and said second RFID; and submitting an authorisation transaction with said payment account data to a payment processing system to obtain authorisation data representing approval for subsequent use of said second RFID, within a predetermined period of time, to authorise a payment.
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Specification