COUPON CARD GENERATION WEB SERVICE

• US 20100312632A1
• Filed: 06/08/2009
• Published: 12/09/2010
• Est. Priority Date: 06/08/2009
• Status: Abandoned Application

• Current Assignee: Visa USA, Inc. (Visa, Inc.)
• Original Assignee: Visa USA, Inc. (Visa, Inc.)
• Inventors: Cervenka, Karen L.
• Application Number:
  US12/480,268
• Publication Number:
  US 20100312632A1
• Time in Patent Office: Days
• US Class Current: 705/14.38
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0238 at point-of-sale [POS]
• CPC Class Codes: G06Q 30/0239 Online discounts or incentives

Abstract

A method is presented where, at a web service, a selection of an electronic coupon from a database is received from a web browser. The electronic coupon is associated with the account of the electronic coupon sponsor and is receivable by a merchant for a discount which is debited from the sponsor'"'"'s account and credited to the merchant'"'"'s account. A specification is then received that includes the rendering capability of the client, a type of portable coupon device associated with a consumer account and acceptable as payment for a future purchase, and an identifier of the consumer account. Next, a rendering image, a location to store the discount information in the memory of the type of the portable coupon device, and the discount information is retrieved from the database. Finally, the web browser transmits, via the web service, the rendering image, memory location, and discount information.

Claims

1. A method comprising:

receiving at a web service;

a selection from a web browser of at least one electronic coupon from a database having a plurality of said electronic coupons each;

being associated with a sponsor account issued to a sponsor of a discount by an issuer; and

for being receivable by a merchant to give the discount on a purchase, wherein the discount is to be debited from the sponsor account and credited to a merchant account issued by another said issuer to the merchant to reimburse the merchant for the discount;

and

a specification including;

a rendering capability of a client executing the web browser for rendering a hard copy of the at least one said electronic coupon using a first peripheral device with which the client is in communication;

a type of a portable coupon device, associated with a consumer account issued by another said issuer, and acceptable as payment for a future said purchase to be made on the consumer account;

and

an identifier for the consumer account to be debited for the payment for the future said purchase less the discount;

retrieving, from the database;

a rendering image corresponding to the rendering capabilities of the first peripheral device for the hard copy;

a memory location to store discount information in a memory of the type of the portable coupon device; and

the discount information including an identifier for;

the sponsor account;

the discount amount; and

the purchase that is eligible for the discount from the merchant and including at least one of a good and a service;

and

transmitting to the web browser, via the web service, the rendering image, the memory location, and the discount information.

2. The method of claim 1, further comprising receiving at the web service a communication capability of the client executing the web browser for communicating the discount information to the portable coupon device using a second peripheral device with which the client is in communication.

3. The method of claim 2, further comprising transmitting to the web browser, via the web service, a first instruction to communicate the discount information to the portable coupon device using the second peripheral device.

4. The method of claim 1, further comprising transmitting to the web browser, via the web service, a second instruction to communicate a command, executable by the portable coupon device, to store the discount information in the memory location.

5. The method of claim 1, further comprising transmitting to the web browser, via the web service, a third instruction to render the hard copy of the at least one electronic coupon using the first peripheral device.

6. The method of claim 1, wherein the rendering image includes a barcode identifying the purchase, wherein the barcode is capable of being scanned by a scanner.

7. The method of claim 1, wherein the sponsor account is issued to a member of the group comprising:

the merchant selling the purchase;

a manufacturer of the purchase;

a wholesaler of the purchase; and

a distributer of the purchase.

8. An article of manufacture comprising a computer readable medium comprising computer readable program code disposed therein, the computer readable program code comprising a series of computer readable program steps to effect:

receiving at a web service;

a selection from a web browser of at least one electronic coupon from a database having a plurality of said electronic coupons each;

being associated with a sponsor account issued to a sponsor of a discount by an issuer; and

for being receivable by a merchant to give the discount on a purchase, wherein the discount is to be debited from the sponsor account and credited to a merchant account issued by another said issuer to the merchant to reimburse the merchant for the discount;

and

a specification including;

a rendering capability of a client executing the web browser for rendering a hard copy of the at least one said electronic coupon using a first peripheral device with which the client is in communication;

a type of a portable coupon device, associated with a consumer account issued by another said issuer, and acceptable as payment for a future said purchase to be made on the consumer account;

and

an identifier for the consumer account to be debited for the payment for the future said purchase less the discount;

retrieving, from the database;

a rendering image corresponding to the rendering capabilities of the first peripheral device for the hard copy;

a memory location to store discount information in a memory of the type of the portable coupon device; and

the discount information including an identifier for;

the sponsor account;

the discount amount; and

the purchase that is eligible for the discount from the merchant and including at least one of a good and a service;

and

transmitting to the web browser, via the web service, the rendering image, the memory location, and the discount information.

9. The article of manufacture of claim 8, further comprising computer readable program code comprising a series of computer readable program steps to effect receiving at the web service a communication capability of the client executing the web browser for communicating the discount information to the portable coupon device using a second peripheral device with which the client is in communication.

10. The article of manufacture of claim 9, further comprising computer readable program code comprising a series of computer readable program steps to effect transmitting to the web browser, via the web service, a first instruction to communicate the discount information to the portable coupon device using the second peripheral device.

11. The article of manufacture of claim 8, further comprising computer readable program code comprising a series of computer readable program steps to effect transmitting to the web browser, via the web service, a second instruction to communicate a command, executable by the portable coupon device, to store the discount information in the memory location.

12. The article of manufacture of claim 8, further comprising computer readable program code comprising a series of computer readable program steps to effect transmitting to the web browser, via the web service, a third instruction to render the hard copy of the at least one electronic coupon using the first peripheral device.

13. The article of manufacture of claim 8, wherein the rendering image includes a barcode identifying the purchase, wherein the barcode is capable of being scanned by a scanner.

14. The article of manufacture of claim 8, wherein the sponsor account is issued to a member of the group comprising:

the merchant selling the purchase;

a manufacturer of the purchase;

a wholesaler of the purchase; and

a distributer of the purchase.

15. An apparatus comprising:

a web service capable of receiving;

a selection from a web browser of at least one electronic coupon from a database having a plurality of said electronic coupons each;

being associated with a sponsor account issued to a sponsor of a discount by an issuer; and

for being receivable by a merchant to give the discount on a purchase, wherein the discount is to be debited from the sponsor account and credited to a merchant account issued by another said issuer to the merchant to reimburse the merchant for the discount;

and

a specification including;

a rendering capability of a client executing the web browser for rendering a hard copy of the at least one said electronic coupon on using a first peripheral device with which the client is in communication;

a type of a portable coupon device, associated with a consumer account issued by another said issuer, and acceptable as payment for a future said purchase to be made on the consumer account;

and

an identifier for the consumer account to be debited for the payment for the future said purchase less the discount;

the database having stored therein;

a rendering image corresponding to the rendering capabilities of the first peripheral device for the hard copy;

a memory location to store discount information in a memory of the type of the portable coupon device; and

the discount information including an identifier for;

the sponsor account;

the discount amount; and

the purchase that is eligible for the discount from the merchant and including at least one of a good and a service;

and

a means for transmitting to the web browser, via the web service, the rendering image, the memory location, and the discount information.

16. The apparatus of claim 15, wherein the web service is further capable of receiving a communication capability of the client executing the web browser for communicating the discount information to the portable coupon device using a second peripheral device with which the client is in communication.

17. The apparatus of claim 15, wherein the means for transmitting is capable of transmitting to the web browser, via the web service, a first instruction to communicate the discount information to the portable coupon device using the second peripheral device.

18. The apparatus of claim 17, wherein the means for transmitting is capable of transmitting to the web browser, via the web service, a second instruction to communicate a command, executable by the portable coupon device, to store the discount information in the memory location.

19. The apparatus of claim 18, wherein the means for transmitting is capable of transmitting to the web browser, via the web service, a third instruction to render the hard copy of the at least one electronic coupon using the first peripheral device.

20. The apparatus of claim 15, wherein the rendering image includes a barcode identifying the purchase, wherein the barcode is capable of being scanned by a scanner.

21. The apparatus of claim 15, wherein the discount information further includes an identification of the merchant, wherein the discount is valid when the purchase is from the merchant.