Devices, Systems and Methods for Wireless Point-of-Sale

• US 20100320266A1
• Filed: 11/10/2009
• Published: 12/23/2010
• Est. Priority Date: 06/23/2009
• Status: Active Grant

• Current Assignee: AT&T Mobility II LLC (AT&T, Inc.)
• Original Assignee: AT&T Mobility II LLC (AT&T, Inc.)
• Inventors: White, Spencer Neil
• Granted Patent: US 8,955,747 B2
• Time in Patent Office: Days
• US Class Current: 235/375
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/3276 using a pictured code, e.g. barcode or QR-code, being read by the M-device
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/425 using two different networks, one for transaction and one for security confirmation

Abstract

Devices, systems and methods are disclosed which relate to executing a transaction at a point-of-sale device using a mobile device. In exemplary embodiments the mobile device reads an identifier from the point-of-sale device through wireless technology such as RFID. The identifier is an IP address, serial number, telephone number, etc. The mobile device prompts the user to input the amount of the sale, a payment method, and an authorization code. Once input, the mobile device sends the information along with the identifier to a payment server which verifies the information. Once verified, the payment server notifies the point-of-sale device that the amount has been transferred. The point-of-sale device prints a receipt for the customer or sends it back through the network to the mobile device.

Claims

1. A method of performing a wireless transaction at a point-of-sale device using a mobile device, the method comprising:

reading an identifier of a point-of-sale device;

receiving an input including an amount, a payment method, an authorization code, and the identifier;

transmitting the input through a service provider to a payment server;

authorizing the transaction at the payment server; and

receiving a confirmation from one of the payment server and the point-of-sale device;

wherein the payment server notifies the point-of-sale device of the payment including the amount.

2. The method of claim 1, wherein the identifier is one of a serial number, an IP address, and a telephone number.

3. The method of claim 1, wherein the point-of-sale device is a cash register.

4. The method of claim 1, wherein the reading comprises reading one of an RFID signal and a barcode.

5. The method of claim 1, further comprising receiving an electronic receipt on the mobile device.

6. The method of claim 1, wherein the service provider is a cellular network operator.

7. A system for performing a wireless transaction at a point-of-sale device using a mobile device, the system comprising:

a point-of-sale device having an identifier;

a mobile device capable of reading the identifier;

a payment logic onboard the mobile device for submitting an amount, a payment method, an authorization code, and the identifier;

a central server in communication with the mobile device and the point-of-sale device; and

an accounting logic onboard the central server for processing a payment from the mobile device and sending a confirmation to the point-of-sale device;

wherein the payment server notifies the point-of-sale device of the payment including the amount.

8. The system of claim 7, wherein the point-of-sale device is a cash register.

9. The system of claim 7, wherein the identifier is one of a serial number, an IP address, and a telephone number.

10. The system of claim 7, wherein the reading further comprises reading one of an RFID signal and a barcode.

11. The system of claim 7, further comprising receiving an electronic receipt on the mobile device.

12. The system of claim 7, wherein the mobile device submission occurs via a cellular network operator.

13. A computer program stored on a computer readable medium for performing a wireless transaction at a point-of-sale device using a mobile device, the computer program comprising:

a first code segment for reading an identifier of a point-of-sale device;

a second code segment for receiving an input including an amount, a payment method, an authorization code, and the identifier;

a third code segment for transmitting the input through a service provider to a central server, wherein the input is forwarded to an payment server which authorizes the transaction; and

a fourth code segment for receiving a confirmation from one of the payment server and the point-of-sale device;

wherein the payment server notifies the point-of-sale device of the payment including the amount.

14. The computer program of claim 13, wherein the identifier is one of a serial number, an IP address, and a telephone number.

15. The computer program of claim 13, wherein the point-of-sale device is a cash register.

16. The computer program of claim 13, wherein the reading comprises reading one of an RFID signal and a barcode.

17. The computer program of claim 13, further comprising receiving an electronic receipt on the mobile device.

18. The computer program of claim 13, wherein the service provider is a cellular network operator.