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System and method for mobile commerce using SMS and voice hybrid communication

  • US 20100325007A1
  • Filed: 06/22/2010
  • Published: 12/23/2010
  • Est. Priority Date: 06/23/2009
  • Status: Abandoned Application
First Claim
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1. A system and method for mobile commerce using SMS and voice hybrid communication wherein user authentication information is carried over only voice channels, the system comprising of a mobile terminal and a commerce server system, the method comprising of the user identifying the product he wants to buy by exchanging SMS messages with the commerce server system and then issuing a command in an SMS message to the commerce server system to buy the product, the commerce server system sending a response SMS message back asking the user asking him to call a specific phone number, and upon the user calling that number, asking the user to enter the authentication information while in the voice call, detecting the user entered information, and completing the commerce transaction if the authentication information is accurate.

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