JSI biometric payment system

• US 20100325045A1
• Filed: 06/22/2009
• Published: 12/23/2010
• Est. Priority Date: 06/22/2009
• Status: Abandoned Application

• Current Assignee: Linsley Anthony Johnson
• Original Assignee: Linsley Anthony Johnson
• Inventors: Johnson, Linsley Anthony
• Application Number:
  US12/456,710
• Publication Number:
  US 20100325045A1
• Time in Patent Office: Days
• US Class Current: 705/44
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G07F 7/10 together with a coded signal , e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data

Abstract

The JSI Biometric Payment System is designed to work in conjunction the JSI Key and its'"'"' Chip Recognition System. The JSI Biometric Payment System is designed for the point of sales and payment industries and their different markets, the banking and financial institutions, and ATM networks to eliminate fraudulent electronic business transactions and identity theft. The JSI Biometric Payment System can be scaled-up or downsized to be implement in different markets depending on their payment landscape. JSI Biometric Payment System can be used in a mobile and wireless application, multi- and single lane retail outlets, banking transactions internal and external (ATM) network services.

Claims

1. The JSI Biometric Payment System can read and confirm the biometric fingerprint or handprint and read the financial data stored on a JSI Key. The JSI Biometric Payment System can give the confirmed owner options in the payment selection. Finally, the JSI Biometric Payment System can send data in a secure format to a designated credit card providers or clearing house billing platforms to confirm purchase and payment.