DECENTRALIZED ACCOUNT DIGEST USING SIGNED ELECTRONIC RECEIPTS

• US 20100332240A1
• Filed: 06/24/2009
• Published: 12/30/2010
• Est. Priority Date: 06/24/2009
• Status: Abandoned Application

• Current Assignee: Microsoft Technology Licensing LLC (Microsoft Corporation)
• Original Assignee: Microsoft Corporation
• Inventors: Somuah, Henry Hooper, Fierstein, Scott J., Hughes, Robert Kilroy JR.
• Application Number:
  US12/490,328
• Publication Number:
  US 20100332240A1
• Time in Patent Office: Days
• US Class Current: 705/1.1
• CPC Class Codes: G06Q 20/047 using payment protocols involving electronic receipts
• CPC Class Codes: G06Q 30/04 Billing or invoicing

Abstract

Decentralized storage of electronic receipts for sharing transaction histories. Merchants generate and digitally sign the electronic receipts for transactions involving electronic content products. The electronic receipts for a user are stored by the user. The user later presents other entities with the electronic receipt as proof of the transaction. The merchants also maintain “graveyard lists,” or lists of cancelled transactions that are used by other merchants to determine whether a particular transaction is still valid. For example, if the electronic content product associated with the particular transaction has been returned or exchanged, the particular transaction is added to the list of cancelled transactions.

Claims

1. A system for generating electronic receipts and maintaining a list of cancelled transactions in association with a decentralized account digest, said system comprising:

a memory area for storing a list of cancelled transactions, said list of cancelled transactions being associated with a plurality of customers; and

a processor programmed to;

receive notification of a transaction relating to a digital content product, said transaction occurring between one of the plurality of customers and one or more merchants;

create and digitally sign an electronic receipt corresponding to the transaction;

provide the signed receipt to said one of the plurality of customers, wherein said one of the plurality of customers merges the signed receipt into a list of transactions associated with said one of the plurality of customers, said list including transactions between said one of the plurality of customers and a plurality of the merchants, wherein said one of the plurality of customers further distributes the signed receipt to one or more networked storage areas;

receive a request to cancel the transaction;

update the list of cancelled transactions in the memory area based on the received request; and

provide the list of cancelled transactions for access by the merchants, wherein the merchants access the list of cancelled transactions to validate one or more of the list of transactions.

2. The system of claim 1, wherein the signed receipt includes a customer identifier, an item identifier, a merchant identifier, and a transaction identifier.

3. The system of claim 2, wherein the merchant identifier includes a public key certificate.

4. The system of claim 2, wherein the item identifier is globally unique.

5. The system of claim 1, wherein the signed receipt includes notification of a return policy.

6. The system of claim 1, wherein the list of cancelled transactions includes a list of transactions and a plurality of status values corresponding thereto, wherein each of the plurality of status values indicate whether the corresponding transaction has been cancelled.

7. The system of claim 1, where the digital content product comprises one or more of the following:

an electronic document, audio, video, and a still image.

8. The system of claim 1, further comprising:

means for generating the electronic receipts; and

means for maintaining the list of cancelled transactions.

9. The system of claim 1, further comprising means for implementing a decentralized account digest using the electronic receipts and the list of cancelled transactions.

10. A method of decentralizing storage of electronic receipts, said method comprising:

generating, by one of a plurality of merchants, digitally signed electronic receipts to users responsive to transactions between said one of the plurality of merchants and the users, said transactions relating to digital content products;

maintaining a list of cancelled transactions between the users and the plurality of merchants; and

providing the list of cancelled transactions for access by the plurality of merchants, wherein the plurality of merchants access the list of cancelled transactions to validate one or more of the electronic receipts.

11. The method of claim 10, wherein providing the list of cancelled transactions comprises transmitting the list of cancelled transactions to a third-party publication service for access by the plurality of merchants.

12. The method of claim 10, further comprising receiving a request from one of the plurality of merchants to validate one or more of the electronic receipts.

13. The method of claim 12, further comprising searching the list of cancelled transactions for said one or more of the electronic receipts, and notifying said one of the plurality of merchants based on said searching.

14. The method of claim 10, wherein maintaining the list of cancelled transactions comprises updating a plurality of status values each associated with one of the cancelled transactions, wherein said updating occurs responsive to notification of said one of the cancelled transactions.

15. The method of claim 10, further comprising:

receiving a request from one of the users for the electronic receipts associated with said one of the users;

re-generating, responsive to the received request, the electronic receipts associated with said one of the users; and

providing the re-generated electronic receipts to said one of the users.

16. The method of claim 10, further comprising:

receiving, from another of the plurality of merchants, another list of cancelled transactions;

merging the other list of cancelled transactions with the list of cancelled transactions; and

providing the merged list for access by the plurality of merchants.

17. One or more computer-readable media having computer-executable components, said components comprising:

a digest component that when executed by at least one processor causes the at least one processor to generate, by one of a plurality of merchants, digitally signed electronic receipts for delivery to users, said electronic receipts being associated with transactions between said one of the plurality of merchants and the users, wherein one or more of the electronic receipts have an expiration date associated therewith;

a status component that when executed by at least one processor causes the at least one processor to maintain a list of cancelled transactions between the users and the plurality of merchants;

a publication component that when executed by at least one processor causes the at least one processor to provide the list of cancelled transactions for access by the plurality of merchants, wherein the plurality of merchants access the list of cancelled transactions to validate one or more of the electronic receipts; and

a revision component that when executed by at least one processor causes the at least one processor to compare, when the one or more of the electronic receipts expire based on the expiration date, the associated transactions to the list of cancelled transactions to determine whether the transactions have been cancelled, wherein the digest component further generates, based on the comparison by the revision component, updated electronic receipts without the expiration date for delivery to the users.

18. The computer-readable media of claim 17, wherein the digest component generates the electronic receipts to have the expiration date based on a cancellation policy, said cancellation policy comprising one or more of the following:

a return policy, an exchange policy, and a refund policy.

19. The computer-readable media of claim 17, wherein the publication component provides the list of cancelled transactions by publishing the list of cancelled transactions to a third-party service.

20. The computer-readable media of claim 17, wherein the status component maintains the list of cancelled transactions by receiving identification of cancelled transactions and adding the identified cancelled transactions to the list of cancelled transactions.