INSURANCE DATA COMMUNICATION SYSTEM

• US 20110015946A1
• Filed: 07/16/2010
• Published: 01/20/2011
• Est. Priority Date: 07/17/2009
• Status: Abandoned Application

• Current Assignee: Livelong LLC
• Original Assignee: Livelong LLC
• Inventors: Buckowsky, Derek, Bolick, Louisa
• Application Number:
  US12/837,874
• Publication Number:
  US 20110015946A1
• Time in Patent Office: Days
• US Class Current: 705/3
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G16H 20/10 relating to drugs or medications, e.g. for ensuring correct administration to patients

Abstract

The invention features devices and methods for providing insurance information to an insured or an insured family member'"'"'s mobile communication device (e.g., a cell phone or personal data assistant.

Claims

1. A mobile communication device, wherein said device stores an individual'"'"'s insurance information, wherein said information is viewable on said device, and wherein said information is sufficient to allow a service provider to identify the source and content of said individual'"'"'s insurance coverage using a service provider computer.

2. The mobile communication device of claim 1, wherein said insurance information comprises said individual'"'"'s insurance account number or identification number assigned by the insurance provider or insured'"'"'s employer and the name of the individual'"'"'s insurance provider.

3. The mobile communication device of claim 2, wherein said insurance information further comprises at least one of the following:

the insurance provider'"'"'s logo, the insurance provider'"'"'s network name, the insurance provider'"'"'s network logo, the individual'"'"'s employer'"'"'s name, the individual'"'"'s employer'"'"'s logo, the individual'"'"'s group identification number, the insurance provider'"'"'s telephone number, the individual'"'"'s name, the individual'"'"'s copayment, the individual'"'"'s deductible, and the insurance provider'"'"'s web address.

4. The mobile communication device of claim 1, wherein said information is electronically transmissible to said service provider computer.

5. The mobile communication device of claim 4, wherein the electronically transmissible information can be transmitted wirelessly.

6. The mobile communication device of claim 1, wherein said insurance is selected from the group consisting of medical insurance, dental insurance, vision insurance, and life insurance.

7. The mobile communication device of claim 1, wherein said insurance is medical insurance and said service provider is a medical service provider.

8. The mobile communication device of claim 7, wherein said mobile communication device further stores medical information and said medical information is viewable on said device.

9. The mobile communication device of claim 8, wherein said medical information is selected from the group consisting of:

a reminder to take at least one medication, identification of a generic alternative to a brand name drug, information regarding a mail order pharmacy, a reminder to fill a prescription, information regarding denial or approval of prescription drug authorizations, and information regarding a step therapy program.

10. The mobile communication device of claim 8, wherein said medical information is selected from the group consisting of:

information regarding drug to drug interaction, information regarding drug to disease interactions, information regarding adding a therapy, information regarding stopping a therapy, information regarding wellness reminders, information regarding the initiation of a medical records transfer, information regarding disease management, information regarding maternity management, information regarding case management, information regarding patient management, information regarding health coaching, information regarding transplant management, and emergency messaging.

11. A method of providing an individual with insurance information, said method comprising transmitting said insurance information to said individual'"'"'s mobile communication device.

12. The method of claim 11, wherein said information comprises said individual'"'"'s insurance account number and the name of said individual'"'"'s insurance provider.

13. The method of claim 12, wherein said information also comprises at least one of the following:

the insurance provider'"'"'s logo, the insurance provider'"'"'s network name, the insurance provider'"'"'s network logo, the individual'"'"'s employer'"'"'s name, the individual'"'"'s employer'"'"'s logo, the individual'"'"'s group identification number, the insurance provider'"'"'s telephone number, the individual'"'"'s name, the individual'"'"'s copayment, the individual'"'"'s deductible, and the insurance provider'"'"'s web address.

14. The method of claim 11, wherein said insurance is selected from the group consisting of medical insurance, dental insurance, vision insurance, and life insurance.

15. The method of claim 11, wherein said insurance is medical insurance.

16. The method of claim 15, wherein said method further comprises transmitting medical information.

17. The method of claim 16, wherein said medical information is selected from the group consisting of:

a reminder to take at least one medication, identification of a generic alternative to a brand name drug, information regarding a mail order pharmacy, a reminder to fill a prescription, information regarding denial or approval of prescription drug authorizations, and information regarding a step therapy program.

18. The method of claim 16, wherein said additional medical information is selected from the group consisting of:

information regarding drug to drug interaction, information regarding drug to disease interactions, information regarding adding a therapy, information regarding stopping a therapy, information regarding wellness reminders, information regarding the initiation of a medical records transfer, information regarding disease management, information regarding maternity management, information regarding case management, information regarding patient management, information regarding health coaching, information regarding transplant management, and emergency messaging.

19. The method of claim 11, wherein said information is transmitted by email, SMS text message, or through the world wide web.

20. The method of claim 16, wherein said medical information is imported into the calendar of said mobile communication device.