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Systems and Methods to Facilitate Retail Transactions

  • US 20110022484A1
  • Filed: 01/19/2010
  • Published: 01/27/2011
  • Est. Priority Date: 07/23/2009
  • Status: Active Grant
First Claim
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1. A retail terminal, comprising:

  • a user interface to receive a phone number of a customer;

    a memory;

    a data communication interface; and

    a processor coupled with the memory and the data communication interface to;

    transmit the phone number to a server computer, the server computer to communicate with a mobile phone at the phone number to confirm a transaction at the retail terminal and to transmit one or more premium messages to the mobile phone to collect funds for the transaction; and

    receive a message from the server computer, the message indicating that the funds are available for the transaction;

    wherein the retail terminal is to perform the transaction in response to the message from the server computer.

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