COUPON METHOD AND RELATED ARTICLES FOR PROMOTING LENDING AND REFERRAL LOYALTY

• US 20110022546A1
• Filed: 07/20/2010
• Published: 01/27/2011
• Est. Priority Date: 07/23/2009
• Status: Abandoned Application

• Current Assignee: Clint Papesch
• Original Assignee: Clint Papesch
• Inventors: PAPESCH, Clint
• Application Number:
  US12/840,005
• Publication Number:
  US 20110022546A1
• Time in Patent Office: Days
• US Class Current: 705/500
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 99/00 Subject matter not provided for in other groups of this subclass

Abstract

This specification discloses a method and article of manufacture transformed during the method to help keep Lenders maintain the financial relationship with the Buyer after the Buyer has left the Lender'"'"'s contact. The method disclosed is based upon a Lender issuing a coupon to Buyer to take to a Seller, the coupon indicating to the Seller that the Buyer has at least inquired about a loan and may even be pre-approved for a loan to buy goods from the Seller. After the Buyer inspects the Seller'"'"'s goods, and hopefully purchases the goods with funds from the Lender, the coupon is then validated and redeemed to the Buyer. The Buyer receives a redemption item corresponding to the level of the transaction with the highest redemption value corresponding to purchasing the goods from the Seller with funds by the Lender.

Claims

1. A method of conducting business comprising a lender, a buyer and a seller comprising the steps of

A. Issuing a coupon from the lender to the buyer,

B. Inspection of the seller'"'"'s goods by the buyer and optional purchase of the goods by the buyer with financing from the lender,

C. Validation of the buyer'"'"'s inspection and optional purchase and communication of the validation to a redeeming party, and

D. Redemption of the coupon to the buyer by the redeeming party.

2. The method of claim 1, wherein the coupon comprises a way to indicate selection of a redemption choice, wherein said redemption choice corresponds to the buyer having purchased a good from the seller with financing from the lender, a communication location for the identification of the buyer, a communication location for the identification of the lender, and a communication location for the identification of the seller.

3. The method of claim 2, wherein the coupon has no redemption choice other than the redemption choice corresponding to the buyer having purchased goods from the seller with financing from the lender.

4. The method of claim 2, wherein a communication identifying the buyer is placed on the coupon.

5. The method of claim 2, wherein the lender'"'"'s financing is secured by the goods purchased by the buyer from the seller.

6. The method of claim 4, wherein the lender'"'"'s financing is secured by the goods purchased by the buyer from the seller.

7. The method of claim 2, wherein the redeeming party is selected from the group consisting of the lender and the seller.

8. The method of claim 2, wherein the redeeming party is not the lender or the seller.

9. The method of claim 2, wherein the coupon has a referral indication which is used to indicate that the buyer has at least inquired about a loan from the lender.

10. The method of claim 2, wherein the coupon has a referral indication which is used to indicate that the buyer has been pre-approved for a loan by the lender.

11. A coupon comprising a communication of a first redemption choice correlated to a first level of redemption corresponding to a third party'"'"'s inspection of a second party'"'"'s goods which are for sale by the second party and a communication means of indicating a selection of the first redemption choice, a location for the unique identification of a first party which is a lender, a communication location for a unique indication of the second party which is a seller and a communication location for a unique identification of the third party which is a buyer.

12. The coupon of claim 11, further comprising a communication location to indicate a fourth party and the fourth party is a redeeming party.

13. The coupon of claim 11, further comprising a communication of a second redemption choice correlated to a second level of redemption corresponding to the first party'"'"'s purchase of the second party'"'"'s goods using a loan from the third party and a communication means of indicating a selection of the second redemption choice.

14. The coupon of claim 11, wherein the coupon is comprised of paper or cloth.

15. The coupon of claim 11, wherein the coupon has a communication indicating the identification of more than one seller.

16. The coupon of claim 11, wherein there is a space for a referral indication which would is used for indicating that the third party has been pre-approved for a loan by the first party.

17. The coupon of claim 12, wherein there is a space for a referral indication which would is used for indicating that the third party has been pre-approved for a loan by the first party.

18. The coupon of claim 13, wherein there is a space for a referral indication which would is used for indicating that the third party has been pre-approved for a loan by the first party.

19. The coupon of claim 14, wherein there is a space for a referral indication which would is used for indicating that the third party has been pre-approved for a loan by the first party.

20. The coupon of claim 15, wherein there is a space for a referral indication which would is used for indicating that the third party has been pre-approved for a loan by the first party.