METHOD OF PROCESSING STRUCTURE DAMAGE INSURANCE CLAIMS

• US 20110029331A1
• Filed: 08/03/2009
• Published: 02/03/2011
• Est. Priority Date: 08/03/2009
• Status: Abandoned Application

• Current Assignee: Bart Parker, Kevin Loner
• Original Assignee: Bart Parker, Kevin Loner
• Inventors: Parker, Bart, Loner, Kevin
• Application Number:
  US12/534,483
• Publication Number:
  US 20110029331A1
• Time in Patent Office: Days
• US Class Current: 705/4
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/08 Insurance

Abstract

A method of processing insurance claims with respect to a damaged structure, not requiring the removal of protective covering to view and inspect the damaged structure, and in particular an area of damage on the damaged structure, is disclosed. The method is facilitated by the use of a tarp having at least a transparent portion characterized by high durability and clarity provided in a size appropriate to enclose the area of damage, the tarp covering the area of damage on the damaged structure. Due to the tarp'"'"'s transparency, an insurance provider assessor may view the damaged structure and inspect the structure and area of damage through the tarp without removal of the tarp.

Claims

1. A method of processing an insurance claim for a damaged structure, comprising the steps of:

providing a tarp with at least a transparent portion sized to cover an area of damage on a structure;

covering said area of damage on said structure with said tarp;

viewing said structure by an insurance provider assessor; and

inspecting said structure, including said area of damage on said structure, by said insurance provider assessor viewing said area of damage through said at least a transparent portion of said tarp.

2. The method of claim 1, further comprising the step of strategically positioning one or more venting mechanisms with respect to said structure after said providing step and before said covering step.

3. The method of claim 1, further comprising the step of securing said tarp with said at least a transparent portion to said structure by one or more affixing mechanisms after said covering step and before said viewing step.

4. The method claim of 3, wherein said affixing mechanisms comprise a plank and nail assembly.

5. The method of claim 3, wherein said transparent tarp includes a series of grommets through which one or more ropes may be threaded and secured to a corresponding series of affixing points about said structure.

6. The method of claim 1, wherein said tarp includes a reinforced hem along a perimeter of said tarp.

7. The method of claim 1, wherein said providing step comprises manufacturing a customized transparent tarp according to a set of dimensions specific to said area of damage.

8. The method of claim 1, wherein said providing step comprises selecting one of a set of prefabricated transparent tarps according to a set of dimensions specific to said area of damage.

9. The method for claim 1 wherein said at least a transparent portion of said tarp is the entire tarp.