Transaction security apparatus and method
First Claim
1. An apparatus, comprising:
- an input device or a receiver for inputting or for receiving transaction information regarding a transaction on or involving an account, wherein the transaction information includes information pertinent to the transaction and information regarding a copy, an image, a photograph, or a picture, of a document, an authorization form, an authorization request form, a benefit request form, a claim form, a draft, a bank draft, a deposit form, a withdrawal form, a check, a form, a receipt, a request form, or other entity, offered, presented, submitted, processed, involved, or used, in or involving the transaction;
a processing device for processing the information pertinent to the transaction, wherein the processing device generates a notification message containing information regarding the transaction and the information regarding the copy, the image, the photograph, or the picture, of the document, the authorization form, the authorization request form, the benefit request form, the claim form, the draft, the bank draft, the deposit form, the withdrawal form, the check, the form, the receipt, the request form, or other entity, offered, presented, submitted, processed, involved, or used, in or involving the transaction; and
a transmitter, wherein the transmitter transmits the notification message to a communication device associated with an individual account holder, wherein the notification message is transmitted via, on, or over, the Internet, the World Wide Web, or a wireless communication network, and further wherein the notification message is transmitted to the communication device independently of any processing of the transaction by a transaction authorization processing computer.
2 Assignments
0 Petitions
Accused Products
Abstract
An apparatus, including an input device or receiver for inputting or receiving transaction information regarding a transaction which includes information pertinent to the transaction and information regarding a copy, image, photograph, or picture, of a document, form, draft, check, receipt, or other entity, offered, presented, submitted, processed, involved, or used, in the transaction, a processing device for processing the information pertinent to the transaction and which generates a notification message containing information regarding the transaction and the information regarding the copy, image, photograph, or picture, and a transmitter which transmits the notification message to a communication device associated with an account holder via, on, or over, the Internet, the World Wide Web, or a wireless communication network. The notification message is transmitted to the communication device independently of any processing of the transaction by a transaction authorization processing computer.
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Citations
20 Claims
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1. An apparatus, comprising:
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an input device or a receiver for inputting or for receiving transaction information regarding a transaction on or involving an account, wherein the transaction information includes information pertinent to the transaction and information regarding a copy, an image, a photograph, or a picture, of a document, an authorization form, an authorization request form, a benefit request form, a claim form, a draft, a bank draft, a deposit form, a withdrawal form, a check, a form, a receipt, a request form, or other entity, offered, presented, submitted, processed, involved, or used, in or involving the transaction; a processing device for processing the information pertinent to the transaction, wherein the processing device generates a notification message containing information regarding the transaction and the information regarding the copy, the image, the photograph, or the picture, of the document, the authorization form, the authorization request form, the benefit request form, the claim form, the draft, the bank draft, the deposit form, the withdrawal form, the check, the form, the receipt, the request form, or other entity, offered, presented, submitted, processed, involved, or used, in or involving the transaction; and a transmitter, wherein the transmitter transmits the notification message to a communication device associated with an individual account holder, wherein the notification message is transmitted via, on, or over, the Internet, the World Wide Web, or a wireless communication network, and further wherein the notification message is transmitted to the communication device independently of any processing of the transaction by a transaction authorization processing computer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. A computer-implemented method, comprising:
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inputting or receiving, via an input device or a receiver, transaction information regarding a transaction on or involving an account, wherein the transaction information includes information pertinent to the transaction and information regarding a copy, an image, a photograph, or a picture, of a document, an authorization form, an authorization request form, a benefit request form, a claim form, a draft, a bank draft, a deposit form, a withdrawal form, a check, a form, a receipt, a request form, or other entity, offered, presented, submitted, processed, involved, or used, in or involving the transaction; processing, with a processing device, the information pertinent to the transaction; generating, with the processing device or with a computer, a notification message containing information regarding the transaction and information regarding the copy, the image, the photograph, or the picture, of the document, the authorization form, the authorization request form, the benefit request form, the claim form, the draft, the bank draft, the deposit form, the withdrawal form, the check, the form, the receipt, the request form, or other entity, offered, presented, submitted, processed, involved, or used, in or involving the transaction; and transmitting, with or from a transmitter, the notification message to a communication device associated with an individual account holder, wherein the notification message is transmitted to the communication device via, on, or over, the Internet, the World Wide Web, or a wireless communication network, and further wherein the notification message is transmitted to the communication device independently of any processing of the transaction by a transaction authorization processing computer.
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Specification