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Systems and Methods to Accelerate Transactions

  • US 20110035302A1
  • Filed: 06/10/2010
  • Published: 02/10/2011
  • Est. Priority Date: 08/04/2009
  • Status: Active Grant
First Claim
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1. A computer implemented method, comprising:

  • transmitting, to a plurality of first phone numbers, a plurality of first premium messages by a computer to collect payments via one or more telecommunication carriers of the first phone numbers;

    storing, by the computer in a data storage facility, records of funds collected based on one or more of the first premium messages;

    transmitting, to a plurality of second phone numbers, a plurality of second premium messages by the computer to collect payments on behalf of a merchant; and

    prior to one or more telecommunication carriers of the second phone numbers providing funds according to the second premium messages transmitted to the second phone numbers, identifying by the computer a portion of a total amount of funds charged via the second premium messages, based at least in part on the records of funds collected based on the one or more the first premium messages, wherein the merchant is offered to receive the portion prior to the one or more telecommunication carriers of the second phone numbers providing funds according to the second premium messages transmitted to the second phone numbers.

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