Remote Electronic Payment System
0 Assignments
0 Petitions
Accused Products
Abstract
The invention concerns a remote electronic payment system comprising an authentication device (300) with an authenticating server in a remote payment system, the authentication being performed prior to a transaction carried out by a user. The device (300) is characterised in that it comprises: means (310) for receiving a first authentication request, from the authenticating server; means (330) for verifying the validity of the authentication request; means (350) for validation, by the user, of the transaction; means (370) for controlling said user'"'"'s identity; and means (380) for sending a return message of authentication, to the authenticating server (900).
42 Citations
46 Claims
-
1-45. -45. (canceled)
-
46. A system for facilitating payment of a transaction, the system comprising:
-
a repository; a user account server configured to (1) create a user account, the user account comprising (i) a telephone number and (ii) one or more payment options, and (2) preserve aspects of the user account in the repository; an activation server configured to (1) generate one or more authentication keys, (2) preserve aspects of the one or more authentication keys in the repository, and (3) send a key delivery message, the key delivery message comprising aspects of one of the one or more authentication keys; and an authentication server configured to (1) send an authentication request, the authentication request comprising (i) a description of the transaction and (ii) a list of payment options, wherein the list of payment options comprises indications of various of the one or more payment options, and (2) receive a return authentication message, the return authentication message comprising (i) a response signifying acceptance or rejection of the transaction and (ii) in the case of the response signifying acceptance of the transaction a selection from the list of payment options.
-
Specification