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DYNAMIC USER AUTHENTICATION FOR ACCESS TO ONLINE SERVICES

  • US 20110047608A1
  • Filed: 08/24/2010
  • Published: 02/24/2011
  • Est. Priority Date: 08/24/2009
  • Status: Active Grant
First Claim
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1. A computer-implemented method for authenticating a user for access to an online service using a variable authentication type, the method comprising:

  • receiving from an online service an authentication request that includes user identity information and an indication of the online service that submitted the request;

    determining one or more authentication criteria to use to authenticate the identified user;

    sending to the online service an authentication response that requests satisfaction of the determined authentication criteria by the user;

    receiving from the online service a verification request that includes user identity information and a response to the authentication criteria;

    validating the information received in the verification request to determine whether a user requesting access is the user identified by the user identity information;

    upon determining that the information received in the verification request matches one or more expected answers, sending to the online service a verification response indicating that the access request is allowed,wherein the preceding steps are performed by at least one processor.

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