CONTACT ALERT SYSTEM AND METHOD

• US 20110055058A1
• Filed: 04/13/2010
• Published: 03/03/2011
• Est. Priority Date: 08/28/2009
• Status: Abandoned Application

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Hammad, Ayman, Carlson, Mark
• Application Number:
  US12/759,449
• Publication Number:
  US 20110055058A1
• Time in Patent Office: Days
• US Class Current: 705/30
• CPC Class Codes: G06Q 20/42 Confirmation, e.g. check or permission by the legal debtor of payment
• CPC Class Codes: G06Q 20/425 using two different networks, one for transaction and one for security confirmation
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/12 Accounting
• CPC Class Codes: H04W 4/12 Messaging; Mailboxes; Announcements

Abstract

Embodiments of the present invention are directed to a system and method for receiving transaction data for a transaction, accessing a database comprising alert preference data, generating a contact alert message using the transaction data and alert preference data using a notification server coupled to the database wherein the contact alert message comprises contact information of a first person who conducted the transaction, and sending the contact alert message to a notification device of a second person.

Claims

1. A method comprising:

receiving transaction data for a transaction;

accessing a database comprising alert preference data;

generating a contact alert message using the transaction data and the alert preference data using a notification server computer wherein the contact alert message comprises contact information of a first person conducting the transaction; and

sending the contact alert message to a notification device used by a second person.

2. The method of claim 1, wherein the alert preference data comprises one or more user profiles.

3. The method of claim 1 wherein the contact information comprises a phone number.

4. The method of claim 1 wherein the notification device is a mobile phone.

5. The method of claim 1 further comprising generating a general alert message and sending the general alert message to a notification device of the first person.

6. The method of claim 5 wherein the notification device of the first person is a mobile phone.

7. A contact alert system comprising:

a database comprising alert preference data; and

a notification server computer coupled to the database, wherein the notification server computer comprises a processor and a computer-readable medium coupled to the processor, the computer-readable medium comprising code executable by the processor for implementing a method comprising;

receiving transaction data for a transaction;

accessing the database comprising alert preference data;

generating a contact alert message using the transaction data and alert preference data using the notification server computer wherein the contact alert message comprises contact information of a first person conducting the transaction; and

sending the contact alert message to a notification device used by a second person.

8. The system of claim 7, wherein a consumer can access the database and provide consumer data and setup a plurality of preferences.

9. The system of claim 8, wherein the consumer data comprises a plurality of profiles.

10. The system of claim 7, wherein the contact information comprises a phone number.

11. The system of claim 7, wherein the notification device of the second person is a mobile phone.

12. The system of claim 7, wherein the method further comprising generating a general alert message and sending the general alert message to a notification device of the first person.

13. The system of claim 12, wherein the notification device is a mobile phone.

14. A method comprising:

receiving a contact alert message at a notification device used by a second person after a first person conducts a transaction using a portable consumer device, wherein the contact alert message was generated by a notification server computer coupled to a database using transaction data and alert preference data stored in the database, wherein the contact alert message comprises contact information for the first person; and

contacting the first person by the second person using the notification device that received the contact alert message.

15. The method of claim 14 wherein the portable consumer device is a payment card.

16. The method of claim 14 wherein the contact information comprises a phone number.

17. The method of claim 14 wherein the notification device is a mobile phone.