METHODS AND SYSTEMS FOR DISPLAYING LOYALTY PROGRAM INFORMATION ON A PAYMENT CARD
First Claim
1. A method for displaying loyalty program information on a payment card using a computer coupled to a database, the payment card having a processing device coupled to a display screen, said method comprising:
- receiving, at the computer, a loyalty program request message that includes payment card identification data, the payment card identification data associated with the payment card;
determining that the payment card is registered in a loyalty program based on the payment card identification data and cardholder account data stored in the database;
electronically generating a loyalty program response message that includes loyalty program update data; and
transmitting the loyalty program update data from the computer to the payment card for displaying as loyalty program information on the display screen.
1 Assignment
0 Petitions
Accused Products
Abstract
A method for displaying loyalty program information on a payment card using a computer coupled to a database is described. The payment card includes a processing device coupled to a display screen. The method includes receiving, at the computer, a loyalty program request message that includes payment card identification data. The payment card identification data is associated with the payment card. The method also includes determining that the payment card is registered in a loyalty program based on the payment card identification data and cardholder account data stored in the database. The method also includes electronically generating a loyalty program response message that includes loyalty program update data. The method further includes transmitting the loyalty program update data from the computer to the payment card for displaying as loyalty program information on the display screen.
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Citations
28 Claims
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1. A method for displaying loyalty program information on a payment card using a computer coupled to a database, the payment card having a processing device coupled to a display screen, said method comprising:
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receiving, at the computer, a loyalty program request message that includes payment card identification data, the payment card identification data associated with the payment card; determining that the payment card is registered in a loyalty program based on the payment card identification data and cardholder account data stored in the database; electronically generating a loyalty program response message that includes loyalty program update data; and transmitting the loyalty program update data from the computer to the payment card for displaying as loyalty program information on the display screen. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A network-based system for displaying loyalty program information on a payment card, said system comprising:
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a computer system; a point-of-interaction (POI) device communicatively coupled to said computer system; and a payment card configured to transmit data to said computer system and to receive data from said computer system via said POI device, said payment card comprising a display screen and a payment card communication device each coupled to a processing device, said display screen configured to display loyalty program information. - View Dependent Claims (13, 14, 15, 16, 17, 18, 19, 20, 21, 22)
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23. A payment card for use in an electronic payment transaction, said payment card comprising:
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a display screen; a processing device coupled to said display screen; and a wireless communication device coupled to said processing device, said wireless communication device configured to transmit payment card identification data and to receive loyalty program update data, said loyalty program update data output from said processing device for display on said display screen. - View Dependent Claims (24, 25, 26, 27)
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28. A method for displaying loyalty program reward information on a payment card issued to a cardholder, the method performed using a computer coupled to a database and in communication with a point-of-service (POS) terminal, the payment card includes a display and stores payment card identification data, said method comprising:
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displaying a loyalty program update request option on the POS terminal; receiving, at the computer, the payment card identification data and a loyalty program update request from the POS terminal, upon selection of the loyalty program update request option; determining by the computer a quantity of reward points accumulated by the cardholder based on the received payment card identification data; and transmitting reward points data for the cardholder to the POS terminal for displaying the quantity of reward points accumulated by the cardholder on the payment card display.
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Specification