SYSTEM FOR AUTOMATICALLY TRANSFERRING ACCOUNT INFORMATION, SUCH AS INFORMATION REGARDING A FINANCIAL SERVICES ACCOUNT
First Claim
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1. A system for facilitating automatic transfers of user account information from an old account to a new account, the system comprising:
- a first subsystem configured to access, over at least one network, an old electronic account of a user via a server associated with a first financial institution;
a second subsystem configured to gather, from the old electronic account at the first financial institution, information related to vendor transactions associated with the old electronic account; and
a third subsystem coupled among the first subsystem and the second subsystem, wherein the third subsystem is configured to access the server associated with the first financial institution and automatically transfer at least some of the gathered information related to vendor transactions to a new electronic account established for a user at a second financial institution different from and independent of the first financial institution.
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Abstract
A system for transferring a customer'"'"'s account information from one account to a new account is described. The system utilizes a switch kit application and associated system that can determine services at the old account and facilitate the transfer of these services to the new account.
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Citations
20 Claims
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1. A system for facilitating automatic transfers of user account information from an old account to a new account, the system comprising:
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a first subsystem configured to access, over at least one network, an old electronic account of a user via a server associated with a first financial institution; a second subsystem configured to gather, from the old electronic account at the first financial institution, information related to vendor transactions associated with the old electronic account; and a third subsystem coupled among the first subsystem and the second subsystem, wherein the third subsystem is configured to access the server associated with the first financial institution and automatically transfer at least some of the gathered information related to vendor transactions to a new electronic account established for a user at a second financial institution different from and independent of the first financial institution. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A method in a computing system for facilitating the automatic transfer of information to a user account, the method comprising:
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automatically accessing data associated with at least one previous electronic account held by a user with a first financial institution; automatically gathering at least some information related to the user from the previous electronic account, wherein the gathered information includes information regarding one or more products and services of the first financial institution employed by the user; automatically forwarding the gathered information for insertion into appropriate data fields of a new electronic account for the user with a second financial institution unrelated to the first financial institution; and automatically providing the user with information regarding one or more products and services of the second financial institution that are competitive alternatives to the one or more products and services of the first financial institution employed by the user. - View Dependent Claims (13, 14, 15, 16, 17)
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18. A computing system, comprising:
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a component configured to automatically access a first account of a user at a first entity and gather information from the first account; and an automated switch kit configured to automatically migrate at least some electronic transaction information from the first account of the user at the first entity to a second account of the user at a second entity independent of and unaffiliated with the first entity. - View Dependent Claims (19, 20)
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Specification