METHOD AND SYSTEM FOR GENERATING A FINANCIAL PLAN SCORE
First Claim
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1. A system for generating a financial plan score, comprising:
- a financial plan engine operable within a service provider computing system, wherein the financial plan engine generates a financial plan score by interpreting information input by a user; and
from at least one user device in network communication with the financial plan engine, wherein the user inputs information into the financial plan engine through the at least one user device; and
at least one third-party data source designated by the user, wherein the financial plan engine is in network communication with the at least one third-party data source, wherein the financial plan engine generates a financial plan score through evaluation of the information input by the user and information from the third-party data source.
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Abstract
A system for generating a financial plan score including a financial plan engine operable within a service provider computing system. The financial plan engine generates a financial plan score by interpreting information input by a user. The system includes at least one user device in network communication with the financial plan engine. A user inputs information into the financial plan engine through the at least one user device. And, the system includes at least one third-party data source. The financial plan engine is in network communication with the at least one third-party data source and is operable to produce a financial score.
58 Citations
19 Claims
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1. A system for generating a financial plan score, comprising:
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a financial plan engine operable within a service provider computing system, wherein the financial plan engine generates a financial plan score by interpreting information input by a user; and
from at least one user device in network communication with the financial plan engine, wherein the user inputs information into the financial plan engine through the at least one user device; andat least one third-party data source designated by the user, wherein the financial plan engine is in network communication with the at least one third-party data source, wherein the financial plan engine generates a financial plan score through evaluation of the information input by the user and information from the third-party data source. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method for generating a financial plan score, comprising:
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receiving user information into a financial plan engine through a network communication, wherein the user information comprises at least one of personal information, personal financial information, and financial goals; accessing at least one third-party data source via the network communication, wherein the third-party data source is accessed based on the user information; generating a user profile comprising the user information and the accessed third-party data source information; generating and prioritizing user goals based on used selections of pre-determined responses generated by the financial plan engine; assigning a numerical value to each goal by comparing the user information with the prioritized status of the goals, wherein each numerical value is assigned to each goal based on its prioritized status, and the sum of the goal numericals value represents a maximum amount attainable; and generating an overall score that represents a comparison of the financial goals and the user profile. - View Dependent Claims (12, 13, 14)
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15. A method for generating a financial score, comprising:
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accessing a user profile, wherein the user profile comprises at least information including family status, user age, and financial status; generating at least one recommendation based on the user profile; prioritizing the financial goals, wherein the financial goals are prioritized by evaluating user-entered preferences comprising at least goal categorization and goal weight; and scoring the financial goals with a numeric value up to a maximum value, wherein each score is calculated by comparing the difference between the at least one recommendation and the prioritized financial goals. - View Dependent Claims (16, 17, 18, 19)
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Specification