SYSTEM AND METHOD FOR DETERMINING AN ENTITY'S IDENTITY AND ASSESSING RISKS RELATED THERETO

• US 20110119218A1
• Filed: 10/11/2010
• Published: 05/19/2011
• Est. Priority Date: 11/17/2009
• Status: Active Grant

• Current Assignee: TRUA LLC
• Original Assignee: Infozen, Inc. (Mantech International Corporation)
• Inventors: Wu, Yin, Pu, Fan-Tao, Lay, William Michael, Kouyaté, Alain
• Granted Patent: US 8,825,578 B2
• Time in Patent Office: Days
• US Class Current: 706/46
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06F 21/577 Assessing vulnerabilities and evaluating computer system security
• CPC Class Codes: G06N 5/02 Knowledge representation; Symbolic representation

Abstract

The invention describes systems and methods of determining an entity'"'"'s identity and assessing risk related to the entity'"'"'s identity using a computer. A computer-based system including a tracking module, an information module, a risk assessment module, and a memory is provided. The tracking module records encounters of the entity with the computer-based system. The information module gathers and detects changes in biographic information and biometric information relating to the entity'"'"'s identity. The risk assessment module evaluates risks associated with the entity. The memory stores the information.

Claims

1. A computer-based system for determining an entity'"'"'s identity and assessing risks related to the entity'"'"'s identity, the system comprising:

a tracking module to record encounters of the entity with the computer-based system and to generate encounter information relating to the recorded encounters;

an information module to gather biographic information and biometric information relating to the entity'"'"'s identity and to detect changes in the biographic information and the biometric information based on previously recorded encounters;

a risk assessment module to evaluate risks associated with the entity according to the previously recorded encounters and assessment parameters; and

a memory to store the biographic information and the biometric information, the detected changes in the biographic information and the biometric information, and the encounter information.

2. The computer-based system of claim 1, wherein an encounter generates an event if the biographic information or the biometric information have changed between encounters.

3. The computer-based system of claim 2, wherein the event is classified according to a level of importance.

4. The computer-based system of claim 1, further comprising:

initiating an investigation into an entity'"'"'s identity if the information module detects changes in the biographic information or the biometric information based on the previously recorded encounters;

or

generating a list of sources to consult to determine whether the information module is accurate in detecting a change in the biographic information or the biometric information.

5. The computer-based system of claim 4, wherein the tracking module is updated with new biographic information or biometric information if it is determined that the detected changes reflect a change in the biographic information and/or biometric information without changing the entity'"'"'s identity.

6. The computer-based system of claim 1, wherein the risk assessment module determines the entity'"'"'s propensity for fraud based on the assessment parameters.

7. The computer-based system of claim 1, wherein the assessment parameters include at least one of configurable business rules, predictive models, and debarment lists.

8. The computer-based system of claim 1, further comprising:

an identity determination module to determine the identity of the entity according to the biographic information and the biometric information, the encounter information, and the evaluated risks of the risk assessment module.

9. The computer-based system of claim 8, further comprising:

a web-based module to display encounter information, biological information and biometric information, changes in the biological information and the biometric information, the evaluation of the risks, and the determined identity of the entity.

10. A method of determining an entity'"'"'s identity and assessing risks related to the entity'"'"'s identity using a computer, the method comprising:

gathering biographic information and biometric information relating to the entity'"'"'s identity during a first encounter;

recording encounter information regarding the first encounter;

detecting changes in the biographic information and the biometric information by comparing the biographic information and the biometric information from the first encounter with second biographic information and biometric information from a second encounter;

determining risks associated with the entity according to the encounter information and assessment parameters; and

storing the first biographic information and the biometric information, the encounter information, and the second biographic information and the biometric information in a memory on the computer.

11. The method of claim 10, wherein an event is generated if the biographic information or the biometric information of the second encounter is different from the biographic information and the biometric information of the first encounter.

12. The method of claim 11, wherein the event is classified according to a level of importance.

13. The method of claim 10, further comprising:

initiating an investigation into an entity'"'"'s identity if changes in the biographic information or the biometric information are detected;

or

generating a list of sources to consult to determine whether the detected changes in the biographic information or the biometric information are accurate.

14. The method of claim 13, wherein the encounter information is updated if it is determined that the detected changes reflect a change in the biographic information and/or biometric information without changing the entity'"'"'s identity.

15. The method of claim 10, wherein the determination of the risks associated with the entity includes determining the entity'"'"'s propensity for fraud based on the assessment parameters.

16. The method of claim 10, wherein the assessment parameters include at least one of configurable business rules, predictive models, and debarment lists.

17. The method of claim 10, further comprising:

determining the identity of the entity according to the first and second biographic information and the biometric information, the encounter information, and the determined risks associated with the entity.

18. The method of claim 17, further comprising:

displaying encounter information, the first and/or second biological information and biometric information, the determined risks, and the determined identity of the entity using a web-based module.

19. A non-transitory computer-readable recording medium containing computer-readable codes providing commands for a computer to execute a process including:

gathering biographic information and biometric information relating to an entity'"'"'s identity during a first encounter;

recording encounter information regarding the first encounter;

detecting changes in the biographic information and the biometric information by comparing the biographic information and the biometric information from the first encounter with second biographic information and biometric information from a second encounter;

determining risks associated with the entity according to the encounter information and assessment parameters; and

determining the identity of the entity according to the first and second biographic information and the biometric information, the encounter information, and the determined risks associated with the entity.