SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR SAVING AND INVESTING THROUGH USE OF TRANSACTION CARDS
First Claim
1. A method comprising:
- verifying, by a computer-based system for depositing funds into a deposit account, that criteria for receiving the funds is met, wherein a transaction account is associated with the deposit account;
verifying, by the computer-based system, the transaction account has a predetermined bill payment status; and
depositing, by the computer-based system, the funds from the transaction account into the deposit account, in response to both (1) the verifying the criteria is met and (2) the verifying the predetermined bill payment status is met.
3 Assignments
0 Petitions
Accused Products
Abstract
A system, method, and computer program product are used for saving through use of transaction cards. This is done through associating a transaction account of the transaction card with one or more deposit accounts. An amount of funds to be deposited from the transaction account into the deposit account is established. A number of times a deposit will be made is established. A time duration between the deposits when more than one deposit will be made is established. An event that initiates at least a first one of the deposits is established. The amount of funds from the transaction card account is deposited into the deposit account based on the above criteria.
80 Citations
20 Claims
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1. A method comprising:
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verifying, by a computer-based system for depositing funds into a deposit account, that criteria for receiving the funds is met, wherein a transaction account is associated with the deposit account; verifying, by the computer-based system, the transaction account has a predetermined bill payment status; and depositing, by the computer-based system, the funds from the transaction account into the deposit account, in response to both (1) the verifying the criteria is met and (2) the verifying the predetermined bill payment status is met. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18)
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19. A non-transitory, tangible computer-readable medium having stored thereon, computer-executable instructions that, if executed by a computer-based system for depositing funds into a deposit account, cause the computer-based system to perform operations, comprising:
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verifying, by the computer-based system, that criteria for receiving the funds is met, wherein a transaction account is associated with the deposit account; verifying, by the computer-based system, the transaction account has a predetermined bill payment status; and depositing, by the computer-based system, the funds from the transaction account into the deposit account, in response to both (1) the verifying the criteria is met and (2) the verifying the predetermined bill payment status is met.
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20. A system comprising:
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a tangible, non-transitory memory communicating with a processor for depositing funds, the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations comprising; verifying, by the processor, that criteria for receiving the funds is met, wherein a transaction account is associated with the deposit account; verifying, by the processor, the transaction account has a predetermined bill payment status; and depositing, by the processor, the funds from the transaction account into the deposit account, in response to both (1) the verifying the criteria is met and (2) the verifying the predetermined bill payment status is met.
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Specification