PAYMENT USING UNIQUE PRODUCT IDENTIFIER CODES

• US 20110137742A1
• Filed: 12/09/2009
• Published: 06/09/2011
• Est. Priority Date: 12/09/2009
• Status: Abandoned Application

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: eBay Inc.
• Inventors: Parikh, Aalap D.
• Application Number:
  US12/634,478
• Publication Number:
  US 20110137742A1
• Time in Patent Office: Days
• US Class Current: 705/26.1
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/3276 using a pictured code, e.g. barcode or QR-code, being read by the M-device
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: G06Q 30/0635 Processing of requisition or of purchase orders

Abstract

Various methods and systems are provided to capture a unique product code, such as QR code, on a mobile device, process the information contained in the code, provide the user with options of making a purchase, including purchasing a plurality of selected products from different captured codes, and processing the payment via the user'"'"'s mobile device.

Claims

1. A method of performing on-line transactions, comprising:

receiving information about a product from a user, where the information is from a unique product code captured by a user device, wherein the information comprises price, product information, and account information of a recipient and wherein the unique product code is remote from and not attached to a corresponding product;

receiving information from the user a desire to purchase the product associated with the unique product code;

processing, by a processor, the information about the product and the information to purchase the product; and

transferring funds from an account of the user to an account of the recipient.

2. The method of claim 1, wherein the unique product code is a two-dimensional code.

3. The method of claim 2, wherein the product code is a quick response (QR) code.

4. The method of claim 1, further comprising presenting to the user a plurality of different funding sources for payment of the product.

5. The method of claim 1, wherein the information about the product and the information to purchase the product are received from a single action by the user.

6. The method of claim 1, further comprising determining whether the user has an account with a payment provider.

7. The method of claim 6, further comprising creating an account flow if the user does not have an account with a payment provider.

8. The method of claim 1, wherein the transferring of funds comprises re-directing the user to a payment provider site to enter information for making the purchase.

9. The method of claim 8, further comprising re-directing the user back to a merchant site after entering the information on the payment provider site.

10. The method of claim 1, wherein the product code is captured by a camera.

11. The method of claim 1, wherein the product code is captured by a scanner.

12. The method of claim 1, further comprising receiving information about multiple products from the user, where the information is from unique product codes captured by a user device and wherein the information comprises price, product information, and account information of a recipient for specific ones of the products.

13. The method of claim 12, further comprising receiving information from the user a desire to purchase selected ones of the products associated with the unique product codes.

14. The method of claim 13, further comprising processing a single payment request from the user of the selected ones of the products.

15. The method of claim 1, further comprising confirming the transfer of funds.

16. A non-transitory machine-readable medium comprising a plurality of machine-readable instructions which when executed by one or more processors of a server are adapted to cause the server to perform a method comprising:

receiving information about a product from a user, where the information is from a unique product code captured by a user device, wherein the information comprises price, product information, and account information of a recipient and wherein the unique product code is remote from and not attached to a corresponding product;

receiving information from the user a desire to purchase the product associated with the unique product code;

processing, by a processor, the information about the product and the information to purchase the product; and

transferring funds from an account of the user to an account of the recipient.

17. The non-transitory machine-readable medium of claim 16, wherein the unique product code is a two-dimensional code.

18. The non-transitory machine-readable medium of claim 16, wherein the product code is a quick response (QR) code.

19. The non-transitory machine-readable medium of claim 16, wherein the method further comprises presenting to the user a plurality of different funding sources for payment of the product.

20. The non-transitory machine-readable medium of claim 16, wherein the information about the product and the information to purchase the product are received from a single action by the user.

21. The non-transitory machine-readable medium of claim 16, wherein the method further comprises receiving information about multiple products from the user, where the information is from unique product codes captured by a user device and wherein the information comprises price, product information, and account information of a recipient for specific ones of the products.

22. The non-transitory machine-readable medium of claim 21, wherein the method further comprises receiving information from the user a desire to purchase selected ones of the products associated with the unique product codes.

23. The non-transitory machine-readable medium of claim 22, wherein the method further comprises processing a single payment request from the user of the selected ones of the products.

24. The non-transitory machine-readable medium of claim 22, wherein the method further comprises confirming the transfer of funds.

25. An on-line payment processing system comprising:

means for receiving information about a product from a user, where the information is from a unique product code captured by a user device, wherein the information comprises price, product information, and account information of a recipient and wherein the unique product code is remote from and not attached to a corresponding product;

means for receiving information from the user a desire to purchase the product associated with the unique product code;

means for processing the information about the product and the information to purchase the product; and

means for transferring funds from an account of the user to an account of the recipient.

26. The system of claim 25, wherein the unique product code is a two-dimensional code.

27. The system of claim 25, wherein the product code is a quick response (QR) code.

28. The system of claim 25, wherein a plurality of different funding sources for payment of the product is presented to the user.

29. The system of claim 25, wherein the information about the product and the information to purchase the product are received from a single action by the user.

30. The system of claim 25, wherein the means for receiving information about a product further receives information about multiple products from the user, where the information is from unique product codes captured by a user device and wherein the information comprises price, product information, and account information of a recipient for specific ones of the products.

31. The system of claim 26, wherein the means for receiving information about a desire to purchase further receives information from the user a desire to purchase selected ones of the products associated with the unique product codes.

32. The system of claim 27, wherein the means for processing further processes a single payment request from the user of the selected ones of the products.