MERCHANT ALERTS INCORPORATING RECEIPT DATA
First Claim
1. A system comprising:
- a server comprising a processor and a computer readable medium coupled to the processor, the computer readable medium comprising computer readable program code embodied therein, the computer readable program code adapted to be executed by the processor to receive an authorization request message for a transaction conducted by a consumer with a merchant, send the authorization request message to an issuer, modify an authorization response message to include receipt preference data, and send the authorization response message comprising the receipt data to the merchant, wherein the merchant generates a receipt for the consumer according to the receipt preference data; and
a consumer device in operative communication with the server.
1 Assignment
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Accused Products
Abstract
One embodiment of the invention is directed to a system comprising a server and a consumer device in operative communication with the server. The server comprises a processor and a computer readable medium coupled to the processor. The computer readable medium comprises computer readable program code embodied therein. The computer readable program code is adapted to be executed by the processor to receive an authorization request message for a transaction conducted by a consumer with a merchant, send the authorization request message to an issuer, modify an authorization response message to include receipt preference data, and send the authorization response message comprising the receipt data to the merchant, wherein the merchant generates a receipt for the consumer according to the receipt preference data.
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Citations
22 Claims
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1. A system comprising:
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a server comprising a processor and a computer readable medium coupled to the processor, the computer readable medium comprising computer readable program code embodied therein, the computer readable program code adapted to be executed by the processor to receive an authorization request message for a transaction conducted by a consumer with a merchant, send the authorization request message to an issuer, modify an authorization response message to include receipt preference data, and send the authorization response message comprising the receipt data to the merchant, wherein the merchant generates a receipt for the consumer according to the receipt preference data; and a consumer device in operative communication with the server.
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2. A method comprising:
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receiving an authorization request message for a transaction conducted by a consumer with a merchant; sending the authorization request message to an issuer; modifying an authorization response message using a server computer to include receipt preference data; and sending the authorization response message comprising the receipt preference data to the merchant, wherein the merchant generates a receipt for the consumer according to the receipt preference data. - View Dependent Claims (3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method comprising:
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receiving receipt data from a plurality of merchants at a central server computer; determining by the central server computer, how to process the receipt data according to receipt preference data provided by users; and providing receipts to the users according to the receipt preference data. - View Dependent Claims (14, 15, 16, 17, 18)
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19. A method comprising:
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providing receipt preference data; conducting a transaction, wherein an authorization request message is subsequently received for the transaction conducted, the authorization request message is sent to an issuer, an authorization response message is modified to include receipt preference data, and the authorization response message comprising the receipt preference data is sent to a merchant, wherein the merchant generates a receipt according to the receipt preference data; and receiving a receipt in a manner consistent with the receipt preference data provided.
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20. A method comprising:
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providing receipt preference data; conducting a transaction, wherein receipt data for the transaction is subsequently received at a central server and the central server determines how to process the receipt data according to the receipt preference data; and receiving a receipt according to the receipt preference data.
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21. A method comprising:
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receiving a participation request message wherein the participation request message comprises information associated with a consumer; determining, using a server computer, whether the consumer is participating in a receipt program; and if the consumer is participating in a receipt program, sending a participation response message that includes the consumer receipt preference data. - View Dependent Claims (22)
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Specification