Method of establishing credit on a cash register

• US 20110153436A1
• Filed: 09/07/2010
• Published: 06/23/2011
• Est. Priority Date: 12/18/2009
• Status: Abandoned Application

• Current Assignee: Richard L. Krampe
• Original Assignee: Richard L. Krampe
• Inventors: Krampe, Richard L.
• Application Number:
  US12/807,438
• Publication Number:
  US 20110153436A1
• Time in Patent Office: Days
• US Class Current: 705/16
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3221 Access to banking information through M-devices
• CPC Class Codes: G06Q 20/3227 using secure elements embedded in M-devices
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Abstract

A method is provided for paying for a product or service in a cash register with a credit card using a personal wireless communication device. The method includes loading vending universal wireless interface software into a cash register to interface with the case register microprocessor and an RF transceiver to control communication between the cash register and the personal wireless communication device so that the personal communication device can obtain transaction data from the cash register and communicate the data to a remote server for credit card approval for payment of the transaction so that the transaction can be executed by the cash register.

Claims

1. A method of paying for a product or service on a cash register with a credit card using a personal wireless communication device comprising the steps of:

selecting a cash register having a microprocessor and cash register control software for controlling transactions on said cash register and having an RF transceiver, said cash register being operative to accept payment by credit cards;

selecting a personal wireless communication device having an applet thereon to establish a wireless link between said personal wireless communication device and a remote server and between said personal wireless communication device and said cash register;

loading vending universal wireless interface software onto said cash register to interface with said cash register microprocessor and RF transceiver for controlling communication between said cash register and said personal wireless communication device for said personal communication device to obtain transaction data from said cash register;

communicating said obtained transaction data from said personal wireless communication device to a remote server for credit card approval for payment of a transaction;

communicating a transaction approval from said remote server to said personal wireless communication device and from said personal communication device to said cash register; and

executing said approved cash register transaction;

whereby a credit card transaction can be carried out on a cash register using a personal wireless communication device.

2. The method of paying for a product or service on a cash register with a credit card using a personal wireless communication device in accordance with claim 1 in which said loaded vending universal wireless interface software controls said RF transceiver to accept a request for a receipt number from said personal wireless communication device and to transmit a receipt number to said personal wireless communication device.

3. The method of paying for a product or service on a cash register with a credit card using a personal wireless communication device in accordance with claim 2 in which said loaded vending universal wireless interface software controls said RF transceiver to receive a receipt number approval from said personal wireless communication device.

4. The method of paying for a product or service on a cash register with a credit card using a personal wireless communication device in accordance with claim 3 in which said loaded vending universal wireless interface software obtains a receipt number from said cash register software for transmission to said personal wireless communication device.

5. The method of paying for a product or service on a cash register with a credit card using a personal wireless communication device in accordance with claim 4 in which said loaded vending universal wireless interface software sends a received receipt number approval to said cash register software for actuating said cash register to execute the cash register transaction.

6. The method of paying for a product or service on a cash register with a credit card using a personal wireless communication device in accordance with claim 5 in which the step of selecting a cash register having an RF transceiver includes selecting a cash register having blue tooth RF transceiver.

7. The method of paying for a product or service on a cash register with a credit card using a personal wireless communication device in accordance with claim 5 in which the step of selecting a cash register having an RF transceiver includes selecting a cash register having a WiFi RF transceiver.

8. The method of paying for a product or service on a cash register with a credit card using a personal wireless communication device in accordance with claim 5 includes the step of adding a cash register interface to said cash register software to receive a receipt number request from said vending universal wireless interface software upon said vending universal wireless software receiving the receipt number request from said personal wireless communication device.

9. The method of paying for a product or service on a cash register with a credit card using a personal wireless communication device in accordance with claim 8 includes the step of modifying said cash register software to send to said vending universal wireless interface software a receipt number for transmission to said personal personal wireless communication device.

10. A method of paying for a product or service on a cash register with a credit card using a personal wireless communication device comprising:

selecting a cash register having a microprocessor and cash register control software for controlling transactions on said cash register and operative to accept payment by credit card;

attaching an RF transceiver to the USB port of said cash register;

selecting a personal wireless communication device having an applet thereon to establish a wireless link between said personal wireless communication device and a remote server and between said personal wireless communication device and said cash register;

loading vending universal wireless interface software onto said cash register to interface with said cash register microprocessor and RF transceiver for controlling communication between said cash register and said personal wireless communication device for said personal communication device to obtain transaction data from said cash register;

communicating said obtained transaction data from said personal wireless communication device to a remote server for credit card approval for payment of a transaction;

communicating a transaction approval from said remote server to said personal wireless communication device and from said personal communication device to said cash register; and

executing said approved cash register transaction;

whereby a credit card transaction can be carried out on a cash register using a personal wireless communication device.

11. The method of paying for a product or service on a cash register with a credit card using a personal wireless communication device in accordance with claim 10 in which the step of attaching an RF transceiver to the USB port of said cash register includes attaching a blue tooth RF transceiver to the USB port of said cash register.

12. The method of paying for a product or service on a cash register with a credit card using a personal wireless communication device in accordance with claim 10 in which the step of attaching an RF transceiver to the USB port of said cash register includes attaching a WiFi RF transceiver to the USB port of said cash register.

13. The method of paying for a product or service on a cash register with a credit card using a personal wireless communication device in accordance with claim 10 in which the step of selecting a personal wireless device includes selecting a cellular telephone.