System and method for a private and secure payment system using a merchant sales terminal
First Claim
1. A secure payment system between a customer and a merchant, comprising:
- a merchant sales terminal;
the sales terminal wirelessly transmits a partial payment authorization transaction record including, at least a merchant terminal identification and a payment amount, but not a customer bankcard data, for a specific sales transaction, to a wireless device of the customer.
1 Assignment
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Accused Products
Abstract
A secure payment system between a customer and a merchant, where the sales terminal wirelessly transmits a partial payment authorization transaction record including, at least a merchant terminal identification and a payment amount, but not a customer bankcard data, for a specific sales transaction, to a wireless device of the customer. Alternatively, the sales terminal displays a partial payment authorization transaction record including, at least a merchant terminal identification and a payment amount, but not a customer bankcard data, for a specific sales transaction, for the displayed record to be captured by a wireless device of the customer.
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Citations
17 Claims
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1. A secure payment system between a customer and a merchant, comprising:
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a merchant sales terminal; the sales terminal wirelessly transmits a partial payment authorization transaction record including, at least a merchant terminal identification and a payment amount, but not a customer bankcard data, for a specific sales transaction, to a wireless device of the customer. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A secure payment system between a customer and a merchant, comprising:
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a merchant sales terminal; the sales terminal displays a partial payment authorization transaction record including, at least a merchant terminal identification and a payment amount, but not a customer bankcard data, for a specific sales transaction, enabling the displayed transaction record to be captured by a wireless device of the customer. - View Dependent Claims (9, 10, 11, 12)
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13. A secure payment system between a customer and a merchant, comprising:
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a merchant sales terminal; the sales terminal wirelessly transmits a partial payment authorization transaction record including, at least a merchant terminal identification and a payment amount, but not a customer bankcard data, for a specific sales transaction, to a wireless device of the customer; and the sales terminal displays a partial payment authorization transaction record including, at least a merchant terminal identification and a payment amount, but not a customer bankcard data, for a specific sales transaction, enabling the displayed transaction record to be captured by a wireless device of the customer. - View Dependent Claims (14, 15, 16, 17)
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Specification