Apparatus and method of establishing credit on a cash register or printer
First Claim
1. A method of executing a transaction on a cash register or printer by a consumer comprising:
- selecting a cash register or printer having a microprocessor controller therein and having a Vending Universal Wireless Interface (VUWI) coupled thereto;
activating an applet on a personal wireless communication device to establish a wireless link with said cash register or printer coupled VUWI;
communicating between said personal wireless communication device and said VUWI to acquire information therefrom;
establishing a wireless link between said personal wireless communication device and a remote computer server;
transmitting information acquired from said cash register or printer by said personal wireless communication device to said remote computer server along with a request for credit approval for a transaction;
transmitting a credit approval response from said remote computer server to said personal communication device for a transaction when such credit is approved;
transmitting said credit approval from said personal wireless communication device to said cash register or printer VUWI; and
activating said cash register or printer to pay for a product or service;
thereby eliminating the need to use currency, or to surrender one'"'"'s credit card to a third party, or for a dedicated connection between a cash register and a remote computer server in making a credit payment on a cash register or printer.
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Accused Products
Abstract
A method and system is provided for establishing credit on a cash register or printer. A currency amount is established on a cash register or printer in order to pay for a product or service using a cellular telephone, or other personal wireless communication device. The personal wireless communication device activates an applet, which may be downloaded at the site, to establish a link with a vending universal wireless interface (VUWI) coupled to the cash register or printer'"'"'s microprocessor controller to establish a link with a remote server for authorizing credit for the payment of the transaction to complete a purchase by a consumer.
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Citations
17 Claims
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1. A method of executing a transaction on a cash register or printer by a consumer comprising:
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selecting a cash register or printer having a microprocessor controller therein and having a Vending Universal Wireless Interface (VUWI) coupled thereto; activating an applet on a personal wireless communication device to establish a wireless link with said cash register or printer coupled VUWI; communicating between said personal wireless communication device and said VUWI to acquire information therefrom; establishing a wireless link between said personal wireless communication device and a remote computer server; transmitting information acquired from said cash register or printer by said personal wireless communication device to said remote computer server along with a request for credit approval for a transaction; transmitting a credit approval response from said remote computer server to said personal communication device for a transaction when such credit is approved; transmitting said credit approval from said personal wireless communication device to said cash register or printer VUWI; and activating said cash register or printer to pay for a product or service; thereby eliminating the need to use currency, or to surrender one'"'"'s credit card to a third party, or for a dedicated connection between a cash register and a remote computer server in making a credit payment on a cash register or printer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A system for executing a transaction on a cash register or printer by a consumer using the consumer'"'"'s personal wireless communication device comprising:
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a cash register or printer having a vending universal wireless interface (VUWI) coupled to said cash register or printer microprocessor controller; a personal wireless communication device having a local transceiver and having an applet thereon for communication between said personal wireless communication device and said vending universal wireless interface; and a remote computer server linkable with said personal wireless communication device for receiving requests from said personal wireless communication device for approval of a transaction on said cash register or printer, said remote computer server being adapted to respond to approval for credit to complete a transaction. - View Dependent Claims (11, 12, 13, 14, 15, 16)
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17. A method of executing a transaction on a printer by a consumer comprising:
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coupling a Vending Universal Wireless Interface (VUWI) to a printer microprocessor controller activating an applet on a personal wireless communication device to establish a wireless link with said printer coupled VUWI; communicating between said personal wireless communication device and said VUWI to acquire information from said printer; establishing a wireless link between said personal wireless communication device and a remote computer server; transmitting information acquired from said printer by said personal wireless communication device to said remote computer server along with a request for credit approval for a transaction; transmitting a response from said remote computer server to said personal communication device authorizing a predetermined credit approval for a transaction when such credit is authorized; transmitting said credit approval from said personal wireless communication device to said printer VUWI; and activating said printer to print a credit/debit card receipt.
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Specification