System and Method for Processing Payment Transaction Receipts
First Claim
Patent Images
1. A method of sending electronic receipts to a consumer comprising:
- receiving an authorization request message associated with a transaction, the authorization request message including transaction information associated with a portable consumer device of the consumer;
determining by a server computer associated with a payment processing network whether an account associated with the portable consumer device is enrolled in an electronic receipt program; and
sending an electronic receipt to the consumer if the account is enrolled in the electronic receipt program, the electronic receipt having financial data associated with the transaction.
1 Assignment
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Accused Products
Abstract
Embodiments of the invention are directed to systems and methods for processing payment transaction receipts. When an authorization request message for a transaction of a consumer is received, it is determined whether an account associated with the consumer'"'"'s portable consumer device is enrolled in an electronic receipt program. If the account is enrolled, an electronic receipt for the transaction is sent to the consumer.
90 Citations
21 Claims
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1. A method of sending electronic receipts to a consumer comprising:
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receiving an authorization request message associated with a transaction, the authorization request message including transaction information associated with a portable consumer device of the consumer; determining by a server computer associated with a payment processing network whether an account associated with the portable consumer device is enrolled in an electronic receipt program; and sending an electronic receipt to the consumer if the account is enrolled in the electronic receipt program, the electronic receipt having financial data associated with the transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A server computer associated with a payment processing network comprising:
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an enrollment module having enrollment information associated with an account for a portable consumer device of a consumer, wherein the enrollment information indicates enrollment in an electronic receipt program; a payment processing module for receiving an authorization request message associated with a transaction of the portable consumer device, the authorization request message including transaction information associated with the portable consumer device; and a mobile gateway module for sending an electronic receipt to the consumer if the enrollment information indicates the account is enrolled in the electronic receipt program, the electronic receipt having financial data associated with the transaction. - View Dependent Claims (14, 15, 16, 17, 18)
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19. A method for receiving electronic receipts comprising:
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sending an authorization request message associated with a transaction to a server computer associated with a payment processing network, the authorization request message including transaction information associated with a portable consumer device of a consumer; and receiving by the consumer an electronic receipt having financial data associated with the transaction if an account associated with the portable consumer device is enrolled in an electronic receipt program, wherein the server computer determines whether the account is enrolled in the electronic receipt program. - View Dependent Claims (20, 21)
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Specification