PORTAL INCLUDING MERCHANT FUNDED AFFILIATE CASH BACK SERVICE
First Claim
1. A method for managing a reward program, the method comprising, by a computer system:
- providing a listing including one or more merchants to a consumer;
receiving authentication information, from a client computer operated by the consumer, and generating unique tracking information associated with the consumer;
receiving information, from the client computer, about selection of a merchant of the one or more merchants;
directing the client computer to a website of the selected merchant;
receiving purchase details about an item purchased by the consumer from the selected merchant, the purchase details including the unique tracking information; and
determining a first share from a total reward to be offered to the consumer based at least in part on the purchase details and the total reward.
1 Assignment
0 Petitions
Accused Products
Abstract
A system and method for managing a rewards program are provided. The method includes receiving information about a consumer, registering the consumer information and creating unique tracking information associated with the consumer. The method further includes receiving a listing of one or more merchants offering an incentive to the consumer, providing the listing to the consumer, receiving input indicative of selection of a merchant, and directing the consumer to a merchant website associated with the selected merchant. Thereafter, the method includes receiving details about an item purchased by the consumer, receiving a total value of an reward for the item purchased by the consumer, calculating a first share of the incentive to be offered to the consumer, and communicating the first share to an issuer of the payment device used by the consumer to be included in a statement provided to the consumer.
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Citations
21 Claims
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1. A method for managing a reward program, the method comprising, by a computer system:
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providing a listing including one or more merchants to a consumer; receiving authentication information, from a client computer operated by the consumer, and generating unique tracking information associated with the consumer; receiving information, from the client computer, about selection of a merchant of the one or more merchants; directing the client computer to a website of the selected merchant; receiving purchase details about an item purchased by the consumer from the selected merchant, the purchase details including the unique tracking information; and determining a first share from a total reward to be offered to the consumer based at least in part on the purchase details and the total reward. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computer readable storage medium including instructions which when executed by a processor embedded in a computer system cause the processor to perform a method for managing rewards, the method comprising:
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receiving authentication information of a consumer from a client computer operated by the consumer and generating unique tracking information associated with the consumer; receiving information, from the client computer, about selection of a merchant of the one or more merchants; directing the consumer to a website of the selected merchant; receiving purchase details about an item purchased by the consumer from the selected merchant, the purchase details including the unique tracking information; and determining a first share from a total reward to be offered to the consumer, based at least in part on the purchase details and the total reward. - View Dependent Claims (9, 10, 11, 12)
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13. A method comprising:
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receiving, by a server computer, information about a consumer and information about a payment device associated with the consumer; registering, by the server computer, the consumer as an authorized consumer; providing, by the server computer, to a client computer, a listing of one or merchants; receiving, by the server computer, input from the client computer indicating selection of a merchant from the one or merchants; directing, by the server computer, the client computer to a website of the selected merchant; receiving, by the server computer, details of transaction performed by the consumer with the selected merchant using the payment device; receiving, by the server computer, a total reward awarded by the merchant for the transaction performed by the consumer; determining, by the server computer, a first share of the consumer, a second share of an issuer of the payment device, and a third share to be retained by an entity managing the server computer; and communicating, by the server computer, the first share to the issuer for inclusion in a statement provided to the consumer. - View Dependent Claims (14, 15, 16, 17, 18)
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19. A system for managing a reward program, the system comprising:
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a server computer configured to host a merchant portal displaying a listing of one or more merchants offering an incentive to consumers; an affiliate aggregator communicably coupled to the server computer and configured to provide information about the one more merchants to the server computer; and an issuer computer communicably coupled to the server computer and configured to receive information about a reward share for a consumer and include the reward share on a statement provided to the consumer, the issuer being associated with a payment device used by the consumer; wherein the server computer is further configured to; receive information, from the affiliate aggregator, about a transaction performed by the consumer, using the payment device, at a merchant location and a total reward offered by the merchant for the transaction; calculate a first share of the consumer, a second share for the affiliate aggregator, a third share for the issuer, and a fourth share to be retained by a payment processing network managing the server computer. - View Dependent Claims (20, 21)
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Specification