SYSTEM AND METHOD FOR CREATING AND MANAGING A STORED VALUE ACCOUNT ASSOCIATED WITH A CLIENT UNIQUE IDENTIFIER
First Claim
1. A method for creating and managing a stored value account associated with a client device, the method comprising:
- receiving one of a merchant identifier and an unbranded place holder to associate with the stored value account;
receiving an amount of value to assign to the stored value account;
creating a virtual token for the stored value account that is associated with the client device;
creating a unique identifier associated with a recipient client device;
creating an account number if a stored value account is associated with a merchant identifier; and
creating an association between the account number and the unique identifier and between the account number and the merchant identifier in a database if a stored value account is associated with a merchant identifier.
5 Assignments
0 Petitions
Accused Products
Abstract
A method for creating and managing a stored value account associated with a client device is disclosed and may include receiving one of a merchant identifier and an unbranded place holder to associate with the stored value account, receiving an amount of value to assign to the stored value account, and creating a virtual token for the stored value account that is associated with the client device. The method may further include creating a unique identifier associated with a client device, if a stored value account is associated with a merchant identifier, then creating an account number, and if a stored value account is associated with a merchant identifier, then creating an association between the account number and the unique identifier and between the account identifier and the merchant identifier in a database.
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Citations
44 Claims
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1. A method for creating and managing a stored value account associated with a client device, the method comprising:
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receiving one of a merchant identifier and an unbranded place holder to associate with the stored value account; receiving an amount of value to assign to the stored value account; creating a virtual token for the stored value account that is associated with the client device; creating a unique identifier associated with a recipient client device; creating an account number if a stored value account is associated with a merchant identifier; and creating an association between the account number and the unique identifier and between the account number and the merchant identifier in a database if a stored value account is associated with a merchant identifier. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. A computer system for creating and managing a stored value account associated with a client device, the system comprising:
a processor operable to; receive one of a merchant identifier and an unbranded place holder to associate with the stored value account; receive an amount of value to assign to the stored value account; receive a unique identifier associated with the client device; create an account number if the stored value account is associated with a merchant identifier; and create an association between the account number and the unique identifier and between the account number and the merchant identifier in a database if the stored value account is associated with a merchant identifier. - View Dependent Claims (16, 17, 18, 19, 20, 21, 22, 23)
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24. A computer system for creating and managing a stored value account associated with a client device, the system comprising:
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means for receiving one of a merchant identifier and an unbranded place holder to associate with the stored value account; means for receiving an amount of value to assign to the stored value account; means for receiving a unique identifier associated with the client device; means for creating an account number if the stored value account is associated with a merchant identifier; and means for creating an association between the account number and the unique identifier and between the account number and the merchant identifier if the stored value account is associated with a merchant identifier. - View Dependent Claims (25, 26, 27, 28, 29, 30, 31, 32)
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33. A computer program product comprising a computer usable medium having a computer readable program code embodied therein, said computer readable program code adapted to be executed to implement a method for managing a stored value account, said method comprising:
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receiving one of a merchant identifier and an unbranded place holder to associate with the stored value account; receiving an amount of value to assign to the stored value account; creating a virtual token for the stored value account that is associated with a client device; creating a unique identifier associated with a client device; creating an account number if a stored value account is associated with a merchant identifier; and creating an association between the account number and the unique identifier and between the account number and the merchant identifier in a database if a stored value account is associated with a merchant identifier. - View Dependent Claims (34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44)
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Specification