Authentication method and system
First Claim
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1. A method of authorizing a transaction via a mediator, said transaction involving a user having a mobile device with a known address, said method comprising the steps of;
- receiving a request from an entity by the mediator to authorize a transaction involving a user having a mobile device,accessing said mobile device'"'"'s address,causing a message to be sent to the mobile device address from a first reply address,determining if a response to the first reply address authorizes the transaction, andsending a response to the entity indicating if the transaction is authorized.
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Abstract
Provide herein is a method and system capable of authenticating transactions involving at least one service provider and one or more users who are each in electronic communication. This electronic communication can be, for example, SMS, MMS, e-mail, or online account messaging. It is an aspect of certain embodiments where the transaction is an authentication and/or verification of an entity. Examples of such entities are products, actions and users.
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Citations
18 Claims
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1. A method of authorizing a transaction via a mediator, said transaction involving a user having a mobile device with a known address, said method comprising the steps of;
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receiving a request from an entity by the mediator to authorize a transaction involving a user having a mobile device, accessing said mobile device'"'"'s address, causing a message to be sent to the mobile device address from a first reply address, determining if a response to the first reply address authorizes the transaction, and sending a response to the entity indicating if the transaction is authorized. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. A mediator comprising;
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a means for receiving a request from an entity to authorize a transaction involving a user having a mobile device, a processor configured to; access said mobile device'"'"'s address, cause a message to be sent to the mobile device address from a first reply address, and determine if a response to the first reply address authorizes the transaction, and a means for sending a response to the entity indicating if the transaction is authorized. - View Dependent Claims (16)
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17. A method of authorizing a transaction via a mediator, said transaction involving a user having a known electronic address, said method comprising the steps of;
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receiving a request from an entity by the mediator to authorize a transaction involving a user having said address, accessing said address, causing a message to be sent to the address from a first reply address, determining if a response to the first reply address authorizes the transaction, and sending a response to the entity indicating if the transaction is authorized. - View Dependent Claims (18)
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Specification