PAYMENT SERVICE CAPABLE OF BEING INTEGRATED WITH MERCHANT SITES
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Accused Products
Abstract
A computer-implemented service acts as an intermediary between merchant sites and users thereof, and enables the users to purchase items on the merchant sites without having to create accounts with such sites. A user may invoke the service from a web page of a merchant site, and complete a purchase transaction, without having to browse away from the merchant site. The service may either forward the user'"'"'s payment information to the merchant'"'"'s system to enable the merchant to charge the customer, or may charge the user on behalf of the merchant. In some implementations, the service enables users to make single-action purchases from the merchant sites.
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Citations
22 Claims
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1. (canceled)
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2. A computer-implemented method of providing a payment service, the method comprising:
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registering a user and a merchant with a computer-implemented service that acts as a payment intermediary between users and merchants, said service comprising a server that operates in a first network domain that is separate from a network domain of a merchant site of said merchant, said service being separate from the merchant site; receiving, at the server, a request to use the service to perform a purchase transaction, said request generated in response to a user action performed by the user on the merchant site; responding to the request with said server by generating and returning a purchase object for display on a web page of the merchant site, said purchase object being selectable by the user to place an order with the merchant; receiving, with said server, an order message generated in response to user selection of the purchase object as displayed on the web page, said order message representing an order placed by the user with the merchant; and in response to the order message, charging the user on behalf of the merchant, such that the user is charged by said service with said service acting as a payment intermediary between the user and the merchant; wherein the method is performed in its entirety by said computer-implemented service. - View Dependent Claims (3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. A system that enables customers to order items from merchant sites, the system comprising:
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a server system that hosts a service site, the service site providing functionality for users to register with a service that acts as a payment intermediary between users and merchant sites, said server system operating in a first network domain; and a data repository that stores information regarding users and merchants that are registered with the service; said server system configured to; receive a request to use the service to perform a purchase transaction initiated by a user on a merchant site of a merchant, said merchant and said user registered with the service, said merchant site operating in a second network domain that is separate from the first network domain; respond to the request by generating and returning a purchase object for display to the user on a page of the merchant site, said purchase object being selectable by the user to place an order with the merchant; receive an order message generated in response to user selection of the purchase object as displayed on said page, said order message representing an order placed by the user for fulfillment by the merchant; and charge an account of said user for the order such that the user is charged by said service on behalf of the merchant, whereby the service acts as a payment intermediary between the user and the merchant. - View Dependent Claims (16, 17, 18, 19, 20, 21, 22)
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Specification