Third-Party Provider Method and System
4 Assignments
0 Petitions
Accused Products
Abstract
Methods and systems for processing negotiable economic credits through, or at the request of, a hand held device in association with a third-party provider communicative with the hand held device and/or a point of sale. At least one negotiable economic credit can be transferred from a third-party provider communicative with the hand held device to the hand held device and/or point of sale. The negotiable economic credit can be stored within a memory of the hand held device and/or point of sale for retrieval and processing at a point of sale associated with a retail establishment and/or by a hand held device. The negotiable economic credit can be associated with a security module for protecting the privacy of the negotiable economic credit. A user profile can be compiled for utilization during the retrieval of the negotiable economic credit.
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Citations
54 Claims
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1-24. -24. (canceled)
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25. A hand held device, comprising:
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a processor; a wireless controller configured to transmit and receive data through a wireless data communication network; and a memory, configured to store at least instructions executable by the processor to perform functions, wherein the functions include; requesting at least one negotiable economic credit via the wireless controller; receiving the at least one negotiable economic credit via the wireless controller; storing the at least one negotiable economic credit; retrieving the at least one negotiable economic credit; sending the at least one negotiable economic credit via the wireless controller; and after sending the at least one negotiable economic credit, receiving via the wireless controller a message indicating a negotiable economic credit was utilized. - View Dependent Claims (26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38)
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39. An article of manufacture including a computer-readable storage medium having software stored thereon that, in response to execution by a processor, cause the processor to perform functions comprising:
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requesting at least one negotiable economic credit; receiving the at least one negotiable economic credit; storing the at least one negotiable economic credit; retrieving the at least one negotiable economic credit; sending the at least one negotiable economic credit; and after sending the at least one negotiable economic credit, receiving a message indicating a negotiable economic credit was utilized. - View Dependent Claims (40, 41, 42, 43, 44, 45)
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46. A method, comprising:
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requesting at least one negotiable economic credit using a hand held device; receiving the at least one negotiable economic credit at the hand held device; storing the at least one negotiable economic credit in a memory of the hand held device; retrieving the at least one negotiable economic credit from the memory of the hand held device; sending the at least one negotiable economic credit using the hand held device; and after sending the at least one negotiable economic credit, receiving, at the hand held device, a message indicating a negotiable economic credit was utilized. - View Dependent Claims (47, 48, 49, 50, 51, 52, 53)
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54. An apparatus, comprising:
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means for requesting at least one negotiable economic credit; means for receiving the at least one negotiable economic credit; means for storing the at least one negotiable economic credit; means for retrieving the at least one negotiable economic credit; means for sending the at least one negotiable economic credit; and means for, after sending the at least one negotiable economic credit, receiving a message indicating a negotiable economic credit was utilized.
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Specification