METHOD AND SYSTEM FOR IMPLEMENTING AND MANAGING AN ENTERPRISE IDENTITY MANAGEMENT FOR DISTRIBUTED SECURITY IN A COMPUTER SYSTEM

• US 20110184845A1
• Filed: 04/05/2011
• Published: 07/28/2011
• Est. Priority Date: 12/31/2002
• Status: Abandoned Application

• Current Assignee: Liberty Peak Ventures, LLC (Dominion Harbor Enterprises, LLC)
• Original Assignee: American Express Travel Related Services Company, Inc. (American Express Company)
• Inventors: Bishop, Fred
• Application Number:
  US13/080,481
• Publication Number:
  US 20110184845A1
• Time in Patent Office: Days
• US Class Current: 705/35
• CPC Class Codes: G06F 21/34 involving the use of external additional devices, e.g. dongles or smart cards
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: Y10S 707/99931 Database or file accessing

Abstract

A method and system for facilitating the management of user identities includes an ownership component, a registration component, and a servicing component. When a user first desires to access a system using the present invention, the registration component verifies the user'"'"'s ownership of the underlying account by asking a variety of questions. Thereafter, when a user desires to service his account, the user may be re-queried to determine if he is attempting to access the correct information. An authentication and access component provides the functionality to access a system of the present invention. An audit component can be configured to periodically monitor the various accounts to ensure a continued linking between users and accounts.

Claims

1. A method comprising:

comparing, by a computer-based system for identity management, a first transaction to a second transaction;

assigning, by the computer-based system, one of a positive weight and a negative weight to the comparison based upon the order in which the first transaction and the second transaction occur; and

determining, by the computer-based system, a likelihood that an identity owns an account associated with the first transaction and the second transaction based upon the positive or negative weight.

2. The method of claim 1, further comprising aggregating, by the computer-based system, a plurality of positive weights and a plurality of negative weights to determine a usage history of a user.

3. The method of claim 1, wherein the determining a likelihood further comprises converting, by the computer-based system, the positive weight and the negative weight to a probability score.

4. The method of claim 1, further comprising assigning, by the computer-based system, a negative weight to the comparison in response to a first transaction comprising a request to modify account information associated with the account and a second transaction comprising a request to close the account.

5. The method of claim 1, further comprising allowing, by the computer-based system, the identity to access a first account in a hierarchy of accounts based upon a probability score that is lower than a probability score required to access a second account in the hierarchy of accounts.

6. The method of claim 1, further comprising allowing, by the computer-based system, the identity to access the account based upon a probability score.

7. The method of claim 1, further comprising facilitating, by the computer-based system, periodic confirmation of at least one of:

identity information from a user and ownership information from the user.

8. An article of manufacture including a non-transitory, tangible computer readable medium having instructions stored thereon that, in response to execution by a computer-based system for identity management, cause the computer-based system to perform operations comprising:

comparing, by the computer-based system, a first transaction to a second transaction;

assigning, by the computer-based system, one of a positive weight and a negative weight to the comparison based upon the order in which the first transaction and the second transaction occur; and

determining, by the computer-based system, a likelihood that an identity owns an account associated with the first transaction and the second transaction based upon the positive or negative weight.

9. The article of claim 8, further comprising aggregating, by the computer-based system, a plurality of positive weights and a plurality of negative weights to determine a usage history of a user.

10. The article of claim 8, wherein the determining a likelihood further comprises converting, by the computer-based system, the positive weight and the negative weight to a probability score.

11. The article of claim 8, further comprising assigning, by the computer-based system, a negative weight to the comparison in response to a first transaction comprising a request to modify account information associated with the account and a second transaction comprising a request to close the account.

12. The article of claim 8, further comprising allowing, by the computer-based system, the identity to access a first account in a hierarchy of accounts based upon a probability score that is lower than a probability score required to access a second account in the hierarchy of accounts.

13. The article of claim 8, allowing, by the computer-based system, the identity to access the account based upon a probability score.

14. The article of claim 8, further comprising facilitating, by the computer-based system, periodic confirmation of at least one of:

identity information from a user and ownership information from the user.

15. A system comprising:

a processor for identity management,

a tangible, non-transitory memory configured to communicate with the processor,

the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations comprising;

comparing, by the processor, a first transaction to a second transaction;

assigning, by the processor, one of a positive weight and a negative weight to the comparison based upon the order in which the first transaction and the second transaction occur; and

determining, by the processor, a likelihood that an identity owns an account associated with the first transaction and the second transaction based upon the positive or negative weight.

16. The system of claim 15, further comprising aggregating, by the processor, a plurality of positive weights and a plurality of negative weights to determine a usage history of a user.

17. The system of claim 15, wherein the determining a likelihood further comprises converting, by the processor, the positive weight and the negative weight to a probability score.

18. The system of claim 15, further comprising assigning, by the processor, a negative weight to the comparison in response to a first transaction comprising a request to modify account information associated with the account and a second transaction comprising a request to close the account.

19. The system of claim 15, further comprising allowing, by the processor, the identity to access a first account in a hierarchy of accounts based upon a probability score that is lower than a probability score required to access a second account in the hierarchy of accounts.

20. The system of claim 15, further comprising allowing, by the processor, the identity to access the account based upon a probability score.