WISH LIST FOR INTEGRATED MERCHANT OFFER PROGRAM AND CUSTOMER SHOPPING
First Claim
1. A system for providing offers comprising:
- a memory device;
a communication device; and
a processing device operatively coupled to the memory device and the communication device, wherein the processing device is configured to execute computer-readable program code to;
access content information from a wish list of a customer;
access account information for the customer from an institution;
determine offers for the customer based at least in part on the content information from the wish list of the customer and the account information from the institution; and
provide the customer the offer on a customer computer system.
1 Assignment
0 Petitions
Accused Products
Abstract
Embodiments of the invention include a merchant offer program application, which is downloaded onto a customer computer, and that works in connection with the customer'"'"'s accounts at an institution. The merchant offer program application monitors the websites that the customer views, as well as the content the customer is viewing on those websites, such as the products offered for sale through the website or other information on the website. The merchant offer program provides additional information to the customer, such as special offers that are available for the product being viewed, the identity of other merchants that offer the product or a competing product, advertisements or offers regarding other ancillary products typically sold along with the product being considered, etc. The information sent to the customer can be based not only on the website product being viewed, but on the customer'"'"'s past purchase behavior, account balances, interests, etc.
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Citations
48 Claims
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1. A system for providing offers comprising:
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a memory device; a communication device; and a processing device operatively coupled to the memory device and the communication device, wherein the processing device is configured to execute computer-readable program code to; access content information from a wish list of a customer; access account information for the customer from an institution; determine offers for the customer based at least in part on the content information from the wish list of the customer and the account information from the institution; and provide the customer the offer on a customer computer system. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18)
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19. A computer program product for a merchant offer program system, the computer program product comprising at least one non-transitory computer-readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprising:
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an executable portion for accessing content information from a wish list of a customer; an executable portion for accessing account information for the customer from an institution; an executable portion for determining offers for the customer based at least in part on the content information from the wish list of the customer and the account information from the institution; and an executable portion for providing the customer the offer on a customer computer system. - View Dependent Claims (20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33)
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34. A method for providing merchant offers, comprising:
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accessing content information from a wish list of a customer; accessing account information for the customer from an institution; determining offers for the customer based at least in part on the content information from the wish list of the customer and the account information from the institution, through the use of a processing device; and providing the customer the offer on a customer computer system. - View Dependent Claims (35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48)
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Specification