PROCESS OF SELLING IN ELECTRONIC SHOP ACCESSIBLE FROM THE MOBILE COMMUNICATION DEVICE
3 Assignments
0 Petitions
Accused Products
Abstract
The process encompasses the communication between trade system accessible over GUI of the mobile communication device (4), when after the item being purchased is selected, the acquirer'"'"'s (12) identification is loaded from the removable memory card (1). The acquirer'"'"'s (12) identification is sent to the trade system'"'"'s (2) headquarters, where after it is approved, the transaction payment parameters are created and these enter the removable memory card (1) as an initiator of the payment terminal application. The payment terminal application runs on the removable memory card (1) and it creates a payment cryptogram. This one is sent into the trade system'"'"'s (2) headquarters, where it can be handled as a common cryptogram of usual POS terminals. The process can encompass even a preparation and pre-preparation phase, thanks to which corresponding applications of individual participants of the system are installed, configured and activated. The online payment can preferably realize even the reset of the counter on the payment device.
120 Citations
40 Claims
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1-20. -20. (canceled)
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21. A method for purchasing from an electronic store that is accessible from a mobile communication device via a mobile data network, wherein purchased items are downloaded from a trade system'"'"'s headquarters into the mobile communication device, the method comprising:
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sending an activation command to a removable memory card in the mobile communication device in response to the selection of an item to be purchased from the electronic store, the removable memory card comprising a payment terminal unit, a payment card unit, and a configuration data unit; transferring identification data associated with an acquirer from the configuration data unit to the payment terminal unit; sending the identification data associated with the acquirer via the mobile network from the mobile communication device to the trade system'"'"'s headquarters; wherein, if the identification data associated with the acquirer corresponds to identification data associated with a permitted acquirer that are stored at the trade system'"'"'s headquarters, a set of payment parameters initialized for a transaction are received by the payment terminal unit in the mobile communication device, the payment terminal unit causes the payment card unit to process a payment file, a payment cryptogram is created on the removable memory card using a master key associated with an issuer of the payment card, and the payment cryptogram is sent from the payment terminal unit to the trade system'"'"'s headquarters for evaluation. - View Dependent Claims (22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40)
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Specification