SYSTEMS AND METHODS FOR UNIFIED BILLING
First Claim
1. A computer-implemented method for unified billing, the method comprising:
- receiving, from a merchant, a request to process a transaction, the request including data related to a subscriber identity module (SIM);
based on the data, identifying a customer associated with the subscriber identity module (SIM);
ascertaining information related to a credit account associated with the customer;
based on the information, selectively sending a security code to the subscriber identity module (SIM), the security code to be provided to the merchant in order to complete the transaction;
receiving the security code from the merchant;
verifying the security code; and
based on the security code verification, selectively completing the transaction.
1 Assignment
0 Petitions
Accused Products
Abstract
A system for unified billing combining mobile telephone and credit card services, in one example embodiment comprises a communication module to receive, from a merchant, a request to process a transaction, the request including data related to a subscriber identity module (SIM), a customer identification module to identify, based on the data, a customer associated with the subscriber identity module (SIM), a credit verification module to ascertain information related to a credit account associated with the customer, a code generating module to selectively generate a security code to be sent to the subscriber identity module (SIM), the security code to be provided to the merchant in order to complete the transaction, a code verification module to receive and verify the security code sent by the merchant, and a transaction module to selectively complete the transaction based on the security code verification.
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Citations
19 Claims
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1. A computer-implemented method for unified billing, the method comprising:
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receiving, from a merchant, a request to process a transaction, the request including data related to a subscriber identity module (SIM); based on the data, identifying a customer associated with the subscriber identity module (SIM); ascertaining information related to a credit account associated with the customer; based on the information, selectively sending a security code to the subscriber identity module (SIM), the security code to be provided to the merchant in order to complete the transaction; receiving the security code from the merchant; verifying the security code; and based on the security code verification, selectively completing the transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A system for unified billing, the method comprising:
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a communication module to receive, from a merchant, a request to process a transaction, the request including data related to a subscriber identity module; a customer identification module to identify, based on the data, a customer associated with the subscriber identity module (SIM); a credit verification module to ascertain information related to a credit account associated with the customer; a code generating module to selectively generate a security code to be sent to the subscriber identity module (SIM), the security code to be provided to the merchant in order to complete the transaction; a code verification module to receive and verify the security code sent by the merchant; and a transaction module to selectively complete the transaction based on the security code verification. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18)
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19. A machine-readable medium comprising instructions for unified billing, which when implemented by one or more processors, performs the following operations:
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receive, from a merchant, a request to process a transaction, the request including data related to a subscriber identity module (SIM); identify, based on the data, a customer associated with the subscriber identity module (SIM); ascertain information related to a credit account associated with the customer; selectively sending a security code to the subscriber identity module (SIM) based on the information, the security code to be provided to the merchant in order to complete the transaction; receive the security code from the merchant; verify the security code; and based on the security code verification, selectively complete the transaction.
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Specification