NOTIFICATION AND RESPONSE SYSTEM WITH FINANCIAL TRACKING FEATURES

• US 20110202456A1
• Filed: 04/25/2011
• Published: 08/18/2011
• Est. Priority Date: 05/19/2005
• Status: Abandoned Application

• Current Assignee: Darren Lynn Ross, David Lynn Hickey, John Frank Jr. Rodkey, Ryan Scott Rodkey
• Original Assignee: Darren Lynn Ross, David Lynn Hickey, John Frank Jr. Rodkey, Ryan Scott Rodkey
• Inventors: Rodkey, John Frank JR., Ross, Darren Lynn, Hickey, David Lynn, Rodkey, Ryan Scott
• Application Number:
  US13/093,391
• Publication Number:
  US 20110202456A1
• Time in Patent Office: Days
• US Class Current: 705/39
• CPC Class Codes: A61L 17/145 Coating
• CPC Class Codes: A61L 27/18 obtained otherwise than by reactions only involving carbon-to-carbon unsaturated bonds
• CPC Class Codes: A61L 27/50 Materials characterised by their function or physical properties , e.g. injectable or lubricating compositions, shape-memory materials, surface modified materials
• CPC Class Codes: A61L 29/06 obtained otherwise than by reactions only involving carbon-to-carbon unsaturated bonds
• CPC Class Codes: A61L 29/14 Materials characterised by their function or physical properties , e.g. lubricating compositions
• CPC Class Codes: A61L 31/06 obtained otherwise than by reactions only involving carbon-to-carbon unsaturated bonds A61L31/041 takes precedence
• CPC Class Codes: A61L 31/14 Materials characterised by their function or physical properties , e.g. injectable or lubricating compositions, shape-memory materials, surface modified materials
• CPC Class Codes: C08L 67/04 Polyesters derived from hydroxycarboxylic acids, e.g. lactones C08L67/06 takes precedence
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems

Abstract

A notification and response system utilizing a processor with dynamic information database and an administrator interface to transmit a financial messages from an administrator to a contact devices for guardians, and others associated with persons in an institution. The database has guardian, employee, and other person contact data, priority information, and response data. The administrator initiates distribution of the financial message based upon priority information and the priority order. The message is transmitted through at least two industry standard protocols simultaneously to guardians, employee, and other persons listed contact devices based upon priority information. Once the financial message is received a response is transmitted back through the two industry standard protocols back to the dynamic information database to insure the financial account is fully funded.

Claims

1. A digital notification and response system, comprising:

a. an administrator interface for transmitting a message from an administrator to at least one guardian contact device using a processor in communication with a dynamic information database, wherein the at least one guardian contact device corresponds to a guardian of a person in a institution, wherein the database comprises;

(i) computer instructions for financial tracking that instruct a processor to track at least one financial account corresponding to at least one person in the institution;

(ii) computer instructions to instruct the processor to pull data from the database when an account is below a preset limit;

(iii) computer instructions to instruct the processor to connect a personal identification code (PIC) with at least one guardian contact device;

(iv) computer instructions to instruct a processor to communicate with an initial guardian contact device concerning the account falling below the preset limit;

(v) computer instructions for instructing the processor to contact an additional guardian contact device when an error response occurs with the initial guardian contact device;

(vi) computer instructions for instructing the processor to store responses from the guardian contact device; and

wherein the responses comprise guardian response information (34) indicating which guardian contact devices have received the message and error in response information (36) indicating insufficient contact device information exists for the guardian contact device; and

(vii) guardian data comprising;

1. guardian user contact device information; and

guardian priority information that indicates a contact order for the guardian contact device;

wherein the administrator initiates distribution of the message using the guardian data,

wherein the message is transmitted through at least two industry standard simultaneously, and the message is received by at least one guardian contact device and wherein at least one guardian contact device transmits a response through the industry standard protocol to the database.

2. The system of claim 1, further comprising at least one person in the institution contact device for receiving the message directed to the person in the institution and providing a response, using person data stored in the dynamic information database, wherein the person data comprises:

person user contact device information and person priority information that indicates a contact order for the person contact device.

3. The system of claim 1, further comprising at least one employee contact device for receiving the message directed at an employee of the institution, using employee data stored in the dynamic information database and providing a response for an employee of the institution wherein the employee data comprises employee user contact device information and employee priority information that indicates a contact order for the employee contact device.

4. The system of claim 1, wherein the administrator interface comprises a “

call me”

feature enabling the administrator to record the message for delivery to the at least one guardian contact device.

5. The system of claim 1, wherein the account information comprises real time information on current account status.

6. The system of claim 1, wherein the accounts are funded by guardians, government agencies, or social agencies.

7. The system of claim 1, wherein the database further comprises employee data comprising employee contact device information and employee priority information that indicates a priority contact order for each employee contact device.

8. The system of claim 3, wherein the employee response indicates the employee contact devices that received the message and error in response information indicating insufficient contact device information exists for the employee contact device.

9. The system of claim 1, further comprising computer instructions instructing a processor to send a charge to a credit card or a debit card to fill the financial account to a predesignated limit when the financial account falls below a preset limit.

10. The system of claim 1, further comprising computer instructions instructing a processor to secure funds for the financial account using an ACH (Automatic Clearing House) bank draft.

11. The system of claim 1, wherein the least one person enrolled in an institution has a personal identification code (PIC).

12. The system of claim 11, wherein a plurality of person identification codes correspond to a single guardian.

13. The system of claim 1, wherein the financial account can be used to pay at least one fee for the person in the institution.

14. The system of claim 1, wherein the institution is A member of the group consisting of:

a school, a mental hospital, a hospice center, a nursing home, a retirement community, or an assisted living center.

15. The system of claim 12, wherein the at least one fee comprises a member of the group:

library overdue book fines, fees for field trips, fees for science lab projects, fees for sports uniforms, fees for sports equipment, fees for doctors and nurses, fees for medications, fees for supplies, fees for recreational trips, after school program fees, or combinations thereof.

16. The system of claim 1, further comprising computer instructions for instructing the processor to provide reports on the financial account for administrators, guardians, persons in the institutions, or combinations thereof.

17. The system of claim 1, wherein the reports are customized or standardized.

18. The system of claim 1, wherein the message is emitted automatically by the processor via the administrator interface when all the financial account falls below preset limits.

19. The system of claim 1, wherein the response from the guardian contact device, or employee contact device is an audio file or a dual-tone multi-frequency “

DTMF”

tone.

20. The system of claim 11, wherein the PIC corresponds to a bar code, a radio frequency identification device (RFID) tag, a scannable badge, a smart card, a security token, a biometric file, and combinations thereof.

21. The system of claim 1, wherein the network is a local area network web interface, a wide area network web interface, virtual private network interface, asynchronous transfer mode interface, synchronous optical network interface a call center interface, a voice mail, or combinations thereof.

22. The system of claim 1, wherein the administrator is a person, a computer, another digital notification and response system, an analog notification system, or combinations thereof.

23. The system of claim 1, wherein the message comprises a designation selected from the group:

low priority, general priority, significant priority, high priority, and severe priority.

26. The system of claim 1, wherein the message is a prewritten message stored in the dynamic information database for subsequent use by the administrator.

27. The system of claim 1, wherein the dynamic information database is an SQL™

database, MySQL™

database;

other industry standard databases, an Oracle™

database, or combinations thereof.

28. The system of claim 1, wherein the industry standard protocol is selected from the group:

a Megaco/H.248 protocol, Simple Message Transfer Protocol (SMTP) protocol, a Short Message Service (SMS) protocol, Multimedia Message Service (MMS) protocol, a Enhanced Message Service (EMS) protocol, a Media gateway Control Protocol (MGCP), a SIP protocol, a H.323 protocol, an ISDN protocol, a PSTN protocol, and combinations thereof.

29. The system of claim 1, wherein the contact devices are handheld wireless device from the group:

a wireless phone, a land phone, an email address;

a fax machine, a pager, a digital display, a light emitting diode “

LED”

display, or combinations thereof.

25. The system of claim 24, wherein the designation comprises a color associated with the priority as background of the message and text of the message.