METHOD AND SYSTEM FOR AUTHORIZING TRANSACTIONS BASED ON RELATIVE LOCATION OF DEVICES

• US 20110202460A1
• Filed: 03/26/2010
• Published: 08/18/2011
• Est. Priority Date: 02/12/2010
• Status: Abandoned Application

• Current Assignee: Avago Technologies General IP PTE Limited (Broadcom, Inc.)
• Original Assignee: Avago Technologies General IP PTE Limited (Broadcom, Inc.)
• Inventors: Abraham, Charles, Garrett, David, Murray, David, Karaoguz, Jeyhan, Buer, Mark, Lundgren, David
• Application Number:
  US12/748,175
• Publication Number:
  US 20110202460A1
• Time in Patent Office: Days
• US Class Current: 705/44
• CPC Class Codes: A63B 71/0672 using non-electronic means
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: H04W 84/18 Self-organising networks, e.g. ad-hoc networks or sensor networks

Abstract

Aspects of a method and system for authorizing transactions based on relative location of devices are provided. In this regard, data relating to a location of a first communication device and data relating to a location of a second communication device may be received, a distance between the first communication device and the second communication device may be determined based on the received data, and whether to approve a transaction may be determined based on the determined distance. The transaction may have been initiated from one of the first communication device and the second communication device, and may comprise a need to access an account. The transaction may be approved in instances that the first communication device and the second communication device are within a predetermined distance of each other. The received data may comprise distance information determined via communications between the first communication device and the second communication device.

Claims

1. A method for networking, the method comprising:

in a first network device;

receiving data relating to a location of a first communication device and data relating to a location of a second communication device;

determining a distance between said first communication device and said second communication device based on said received data relating to said location of said first communication device and said received data relating to said location of said second communication device;

determining, based on said determined distance, whether to approve a transaction, wherein said transaction was initiated from one of said first communication device and said second communication device, and said transaction comprises a need to access an account; and

communicating a result of said determining whether to approve said transaction.

2. The method according to claim 1, wherein said transaction is approved in instances that said first communication device and said second communication device are within a predetermined distance of each other.

3. The method according to claim 1, wherein one or both of said received data relating to said location of said first communication device and said received data relating to said location of said second communication device comprises global navigation satellite system (GNSS) coordinates.

4. The method according to claim 1, wherein one or both of said received data relating to said location of said first communication device and said received data relating to said location of said second communication device comprises distance information determined via communications between said first communication device and said second communication device.

5. The method according to claim 4, wherein said communications are in accordance with one or both of Bluetooth standards and IEEE 802.11 standards.

6. The method according to claim 1, wherein said communications are between a secure subsystem within said first communication device and a secure subsystem within said second communication device.

7. The method according to claim 1, wherein said first communication device and said second communication device are associated, in an database accessible by said first network device, with said account.

8. The method according to claim 7, wherein whether to approve said transaction is determined based on preferences associated, in said database, with one or both of said first communication device and said second communication device.

9. The method according to claim 1, wherein said transaction comprises an electronic payment or funds transfer.

10. The method according to claim 1, wherein said determining whether to approve said transaction occurs in response to a request from a second network device.

11. The method according to claim 10, wherein a result of said determining whether to approve said transaction is communicated to said second network device.

12. A system comprising one or more circuits and/or processors for use in connection with a location server, said one or more circuits and/or processors being operable to:

receive data relating to a location of a first communication device and data relating to a location of a second communication device;

determine a distance between said first communication device and said second communication device based on said received data relating to said location of said first communication device and said received data relating to said location of said second communication device;

determine, based on said determined distance, whether to approve a transaction, wherein said transaction was initiated from one of said first communication device and said second communication device, and said transaction comprises a need to access an account; and

communicate a result of said determining whether to approve said transaction.

13. The system according to claim 12, wherein said transaction is approved in instances that said first communication device and said second communication device are within a predetermined distance of each other.

14. The system according to claim 12, wherein one or both of said received data relating to said location of said first communication device and said received data relating to said location of said second communication device comprises global navigation satellite system (GNSS) coordinates.

15. The system according to claim 12, wherein one or both of said received data relating to said location of said first communication device and said received data relating to said location of said second communication device comprises distance information determined via communications between said first communication device and said second communication device.

16. The system according to claim 15, wherein said communications are between a secure subsystem within said first communication device and a secure subsystem within said second communication device.

17. The system according to claim 15, wherein said communications are in accordance with one or both of Bluetooth standards and IEEE 802.11 standards.

18. The system according to claim 12, wherein said first communication device and said second communication device are associated, in a database accessible by said location server, with said account.

19. The system according to claim 18, wherein whether to approve said transaction is determined based on preferences associated, in said database, with one or both of said first communication device and said second communication device.

20. The system according to claim 12, wherein said transaction comprises an electronic payment or funds transfer.

21. The system according to claim 12, wherein said determining whether to approve said transaction occurs in response to a request from a network device.

22. The system according to claim 21, wherein a result of said determining whether to approve said transaction is communicated to said network device.